Get instant and flexible loans within minutes to your wallet or banks; the choice is yours. With our user-friendly interface, your applications reviews are quick and disbursement is immediate upon approval

You can rely on us to give you that financial freedom you deserve; Savings or Loans, either way, it’s a win.

Now there’s an easier way to save. Blinkcash helps you structure your savings regularly or gives you the liberty to save manually when you have extra cash.
To get started;
• Download the app
• Create an account
• Create a savings plan
• Save periodically or manually
• Earn compounding interest daily
Why Save on Blinkcash?
• Blinkcash is powered by Baines Credit Microfinance Bank with registered license
CBN Regulated and NDIC Insured
• Interest rates are very considerate and preferred in the market
• Make withdrawals from your savings plan on or before the maturity of the plan.
• Withdrawals are free if they are made after maturity but you may forfeit part of the interest earned if a withdrawal is made before the maturity date only on Fixed deposits.
• Lock your savings plan for a minimum of 30 days or longer and enjoy daily compounding interest.
• Stay disciplined on your savings.
• Save on your own terms with flexible plans. With Blinkcash, you can save on a regular basis, (daily, weekly or monthly) as well as fix a certain amount of money for a particular period or save without earning interests.
• Never worry about your interests, we offer you daily compounding interest on your savings. The interest on your savings is credited to fixed or savings plan daily.
• Your data and money are secure in our hands as we partner with a PCI-DSS-compliant payment processor to handle all your card details.

24/7 Support
We are always ready and excited to help you achieve your financial goals! If you have any feedback, questions, or concerns, please reach out to us via mail at any of the underlisted or or via

Instagram: www.instagram/blinkcash
Whatsapp: 08000blikncash

Getting a loan has never been this easy; In 4 quick steps, you’re there.
• Download the app
• Create an account.
• Apply for that loan
• Receive your loan straight into your wallet
Another fun fact is that you are able to increase your loan limit every time you repay a loan promptly.
Because we operate 24 hours every day, you can apply anytime, anywhere and be sure to get your loan instantly.

Our loans range from N5000 to N20,000 and the permissible age limit to apply is 21 years. The loan tenor can be between 90 to 120 days.
Interest rates range from between 5% - 35% with an equivalent monthly interest of 5% - 30% at an Annual Percentage Rate of 60% to 365%.
A typical example is this:
If you choose to get a 3-month loan of N5000, Blinkcash charges an interest rate of 10% per month which would amount to 30% for the tenor. We would charge you N1500 as the interest of the 3-month period so that your total repayment is N6500.
• We require no collateral, guarantors, or documents. All you need is to download our Blinkcash app on your mobile phone.
• We cater to all categories of loan requests. Whether you are self-employed or a salary earner, our loans are readily available to help meet that immediate need.
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What's New

- Bug Fixes
- UI updates
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Additional Information

May 1, 2021
Current Version
Requires Android
5.0 and up
Content Rating
Offered By
199 Igbosere Road, Opposite Lagos High Court, Lagos Island Lagos. Nigeria
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