177 reviews
Content rating
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About this app

The new BlinkCash App promises to provide you that financial freedom you deserve; Savings/Investment or Instant Loans, Transfers, Agent Banking Float and much more, it is simply your Digital Bank.
Now there’s an easier way to save. Blinkcash helps you structure your savings regularly either daily, weekly, monthly or as you desire•
Download the app
• Create an account
• Create a savings plan
• Save periodically
• Earn compounding interest daily
Why Save on Blinkcash?
• Blinkcash is powered by Baines Credit Microfinance Bank with a registered license
CBN Regulated and NDIC Insured
• Interest rates are very competitive and preferred in the market
• Make withdrawals from your savings plan on or before the maturity of the plan.
• Withdrawals are free if they are made after maturity but you may forfeit part of the interest earned if a withdrawal is made before the maturity date only on Fixed deposits.
• Lock your savings plan for a minimum of 30 days or longer and enjoy daily compounding interest.
• Enjoy free health insurance from a reputable HMO when you lock your savings for a minimum of 6 months.
• Stay disciplined on your savings.
• Save on your own terms with flexible plans. With Blinkcash, you can save on a regular basis, (daily, weekly or monthly) as well as fix a certain amount of money for a particular period or save without earning interests.
• Never worry about your interests, we offer you daily compounding interest on your savings. The interest on your savings is credited to a fixed or savings plan daily.
• Your data and money are secure in our hands as we partner with a PCI-DSS-compliant payment processor to handle all your card details.
• Create Halal savings plan to enjoy zero interest savings
24/7 Support
We are always ready and excited to help you achieve your financial goals! If you have any feedback, questions, or concerns, please reach out to us via mail at or via
Instagram: www.instagram/blinkcash
Whatsapp: 08000blinkncash , 09031111888
Getting a loan has never been this easy; In 4 quick steps, you’re there.
• Download the app
• Create an account.
• Apply for that loan
• Receive your loan straight into your wallet
Another fun fact is that you are able to increase your loan limit every time you repay a loan promptly.
Because we operate 24 hours every day, you can apply anytime, anywhere and be sure to get your loan instantly.
Transfers & Bill Payment
We offer both Inter and Intra Bank transfer services to any Nigeria Bank account
Our Transfer fee is competitive
Buy airtime and make bill payments directly from your wallet
This encourages you to build your credit score on the App.
Wallet Funding
Every wallet created has a Nuban account that can be used for wallet funding by bank transfer from any Nigeria Bank.
The wallet can also be funded via your ATM card from any bank in Nigeria
Our loans range from N5000 to N500,000 and the permissible age limit to apply is 21 years. The loan tenor can be between 30 to 90 days.
Interest rates range from between 5% - 35% with an equivalent monthly interest of 5% - 30% at an Annual Percentage Rate of 60% to 365%.
A typical example is this:
• We require no collateral. All you need is to download our Blinkcash app on your mobile phone.
• We cater to all categories of loan requests. Whether you are self-employed or a salary earner, our loans are readily available to help meet that immediate need.
Updated on
Jul 7, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Photos and videos, and App activity
Data is encrypted in transit
Data can’t be deleted
177 reviews
Kim Nash
July 25, 2022
Not good at all ,the working system is very slow and lots of lapses
4 people found this review helpful
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August 24, 2022
We apologize for the inconveniences caused. Try to clear the app data and cache. Also, please make sure that the device is connected to the internet. If nothing works, please share the registered mobile number, device details and service provider details at
Yusuf Monday
September 3, 2022
Very bad experience for me, i funded my wallet and when i check my balance. It keep saying no transaction has been made. Please i need my money back to my Zenith bank account. If not i will get you all arrested.
3 people found this review helpful
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September 5, 2022
Hi, we apologize for this. An error most likely occurred but you can now confirm your wallet is funded. If you experience further issues with the app, do not hesitate to contact +2349031111888 or
Osumah Goodness
April 28, 2022
Best app to use for savings.. the interest rates they offer are the best I've seen so far..
30 people found this review helpful
Did you find this helpful?
April 28, 2022
Thank you Osumah. We appreciate your feedback. Our transfer is fast and efficient too. You may want to explore all other amazing functionalities of the app designed with YOU in mind😊

What's new

Dynamic image
Bug fixes