Ease Cash-Instant Cash Loan

4.7
48.6K reviews
Content rating
Everyone
5M+
Downloads
Content rating
Everyone
Learn more
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About this app

Ease Cash makes it convenient for you to get loan anytime, anywhere.

Product Introduction:

Loan Amount: from NGN3,000 to NGN1,000,000;

Loan Tenure: from 91 to 120 days;

Interest Rate: 0.07% per day (25.55% per annum);

APR: Up to 36% (Annual Percentage Rate);

Example:

For a 120 days loan of NGN10,000 for 4 months with interest rate @25.55% per annum,

Interest = NGN10,000 * 25.55% / 365 * 120 = NGN840;

The total amount to be paid = Loan Amount + Interest = NGN10,000 + NGN840 = NGN10,840;

APR = (NGN10,840 - NGN10,000) / NGN10,000 / 120 * 365 = 25.55%;

We are the same loan software as Okash, FairMoney, Palmcredit, Carbon, Tloan, and Branch.


How we are different?

1. You can apply a loan by your credit. Don't need any deposits or collateral.

2. Up to NGN100,000. Disburse to your bank account in a while.

3. Paperless and digital process on your mobile. All the steps can be done online.

4. We do not share your data with any third parties without your consent. Your data is totally safe with us.

5. Don't worry about forgetting repayment. We'll send messages to remind you.


How it works?

1. Install the Ease Cash APP from the Play Store.

2. Register an account and apply the loan.

3. Get your loan disbursed into your bank account like Access Bank Group, FirstBank, Zenith Bank Plc, Union Bank of Nigeria, Diamond, Ecobank, and Fidelity.


Requirements:

1. Nigeria Resident.

2. 20-55 years old.


Contact Us:

Email: customer@easymoni.tech

Address: GRA, Ikeja, Lagos, Nigeria

*Please note we will give you several options for you to select when do you want to repay the loan.
Updated on
Jan 6, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and Device or other IDs
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
48.3K reviews
Marcie Jay
June 9, 2026
This app is a scam. Being trying to repay a loan for days now. USSD, Bank Transfer, web transfer aren't working. All they want is for you to bind your ATM card to them for automatic fraud. No functional channel of communication. Emails and Agent weren't responding. You're adding money. Better work on your app as I won't pay a dime above the initial interest. You're on your own
1 person found this review helpful
David Precious
June 7, 2026
Do not download! Do not use !!!This app is a certified fraudulent app. They should be queried and penalised. They've been calling and sending threat messages before the due date for repayment. On the due date, which is today, they deducted my money for repayment twice. And deducted another unauthorised amount again! This app just defrauded me of #15,000 this morning!!. They are a bunch of thieves!. And they don't reply on the app as well as emails!!
1 person found this review helpful
Francis Obetha
April 22, 2026
this app is fraudulent please don't use it can you imagine I applied for a loan and it showed successful but I wasn't credited and I had to pay because I thought I had mistake with the bank account I filled in the second time I had to check very well to make sure the bank account is okay and the same thing happened it shows successful and they didn't credit me, the customer service doesn't reply messages or do anything I am waiting for the number that will call me to make payment when due
23 people found this review helpful

What’s new

1. Optimized the registration and login experience for easier registration.
2. Adjusted the loan application process for greater convenience.
3. Added various loan products to provide more options.
4. Improved the card binding process.
5. Fixed known issues.