OKCU Digital Banking

Oklahoma's Credit Union

About this app

Digital Banking with OKCU is the modern way to manage your money from the comfort of your home or office. Make deposits, create a budget, schedule payments, transfer funds and check your balances.
Have accounts with other banks or credit unions? You can now add accounts from other financial institutions to your OKCU Digital Banking app. Helping you do more with your money is easier when all your accounts are visible in one place.

What to expect from digital banking:

• Enhanced Security – Temporary access codes allow you to securely manage your money without having to remember or enter security questions.
• Link Accounts from other Banks and Credit Unions – View balances and transactions from any other bank or credit union on your OKCU Digital Banking homepage dashboard.
• Pay a Friend – Use digital banking to send a payment to anyone, even if they’re not a member at OKCU.
• Personalized Views – If you have more than one account with OKCU or add accounts from other banks or credit unions, you can customize which accounts appear on your home page, the order they appear and create nicknames.
• Text to Chat – Shoot us a text message instead of calling or sending an email.
• Account Alerts – Customize alerts for your accounts, including security alerts and balance alerts. You can also choose how to receive your alerts (text, call or email).
• Transfer Between Banks – Add accounts from other financial institutions and make transfers to them.
• Text Banking – Initiate banking activity with a text message, including balance inquiries and transfers.
• Stop Payments – Stop a payment on a check from digital banking.
• Card Swap – If your debit or credit card is compromised or you get a new card, you can enter the new card number in one place and it automatically updates your payment information for all subscriptions attached to the previous card.
• Mobile Deposit - Mobile deposit is quick and easy. Just snap a photo of the front and back of your check, and within seconds, your deposit information will be sent directly to us.

Ratings and reviews

Mobile deposit has never been more difficult. I'm not sure if they started using AI or what - and if they did I am severely disappointed - but I have to take 20 pics for the front & back of my checks to get it to go thru because something is wrong each time & if I fix one the other is wrong somehow in a completely different way. It's gotten to wear I have to turn on a flashlight/lantern next to the check to make it as bright as possible & signing my name so big is takes up 1/2 the endorse space.

I can't do anything functional through the app or your website, AT ALL. It's literally just a view function. The "make a payment" button on my loans just brings up a "an unknown error has occured" screen. I'll be refinancing with TFCU since I can do literally anything from their app and am not forced to go into a physical location to do anything. You paid someone a lot of money to create something that offers no functionality. Fix it.

I enjoy this app so much. The fact that it also gives you the most updated credit score and the grades of your credit is awesome. The downside is if you're on a set income and would want to use pay as you go sites like Klarna, Sezzle, After-Pay, just to name the few, the bank is not paired up to these pay as you go site's. They do offer Zelle, but I'm hoping that they kick in gear .

What’s new

Feature enhancements and bug fixes