OKCU Digital Banking

Oklahoma's Credit Union

About this app

Digital Banking with OKCU is the modern way to manage your money from the comfort of your home or office. Make deposits, create a budget, schedule payments, transfer funds and check your balances.
Have accounts with other banks or credit unions? You can now add accounts from other financial institutions to your OKCU Digital Banking app. Helping you do more with your money is easier when all your accounts are visible in one place.

What to expect from digital banking:

• Enhanced Security – Temporary access codes allow you to securely manage your money without having to remember or enter security questions.
• Link Accounts from other Banks and Credit Unions – View balances and transactions from any other bank or credit union on your OKCU Digital Banking homepage dashboard.
• Pay a Friend – Use digital banking to send a payment to anyone, even if they’re not a member at OKCU.
• Personalized Views – If you have more than one account with OKCU or add accounts from other banks or credit unions, you can customize which accounts appear on your home page, the order they appear and create nicknames.
• Text to Chat – Shoot us a text message instead of calling or sending an email.
• Account Alerts – Customize alerts for your accounts, including security alerts and balance alerts. You can also choose how to receive your alerts (text, call or email).
• Transfer Between Banks – Add accounts from other financial institutions and make transfers to them.
• Text Banking – Initiate banking activity with a text message, including balance inquiries and transfers.
• Stop Payments – Stop a payment on a check from digital banking.
• Card Swap – If your debit or credit card is compromised or you get a new card, you can enter the new card number in one place and it automatically updates your payment information for all subscriptions attached to the previous card.
• Mobile Deposit - Mobile deposit is quick and easy. Just snap a photo of the front and back of your check, and within seconds, your deposit information will be sent directly to us.

Ratings and reviews

I enjoy this app so much. The fact that it also gives you the most updated credit score and the grades of your credit is awesome. The downside is if you're on a set income and would want to use pay as you go sites like Klarna, Sezzle, After-Pay, just to name the few, the bank is not paired up to these pay as you go site's. They do offer Zelle, but I'm hoping that they kick in gear .

probably top 12 worst banking apps, sometimes you're gonna sit there and watch a loading screen for upwards of 20 mins for no reason, you'll have great signal and everything is up to date but it just can't sign you in

I have always had a great experience with this bank and their online/ app services. Their customer support is friendly and genuinely eager to help. The app allows you to easily look through information on your accounts or loans. You are also able to easily and quickly make transfers and mobile deposits. You can even start the process of opening new accounts or applying for new loans. Even if I were to move out of the range of their physical locations, I will be glad to stay with this bank.

What’s new

Feature enhancements and bug fixes