BHIM Kotakpay - UPI Payments & Fund Transfers

Enjoy a faster & safer way to make payments from any bank account, 24*7 on all 365 days of the year without any additional charges!!

BHIM Kotakpay allows you to make instant & secure money transfers and payments anytime anywhere by just using your mobile phone. All you need to do is to download the BHIM Kotakpay App, complete one time linking of your account with UPI ID (Unified Payment Interface ID) and enjoy the features such as:

• Send money at your convenience using your UPI ID & even to those without Kotakpay App
• Receive money by simply use their UPI ID or Account Number and IFSC Code
• Enjoy shopping online & pay with ease via UPI
• Pay for your cab rides by simply choosing UPI as the payment mode
• Relish your online food delivery with hassle free payment using UPI
• Scan and Pay through UPI QR Codes for nearby shopsPay for your utility bills online - like electricity, gas, mobile/telephone, broadband, water etc
• Deal & Offers – Browse for exclusive & attractive offers

Using BHIM Kotakpay, you can do the following:
1. Create your UPI ID
2. Send Money using UPI ID
3. Receive/Collect Money using UPI ID or Account Number
4. Link all your Bank Accounts
5. Balance enquiry
6. Set/Reset UPI PIN
7. Check transaction status/history
8. Raise a query/complaint

Steps to Register for BHIM Kotakpay:
• Download the BHIM Kotakpay app from Play Store
• Click on the app and verify your mobile number registered with the bank
• Set a secured 6 digits Login PIN
• Link your account & create an UPI ID e.g. “yourname@kotak” using “Bank Account” section
• In case, you already have an UPI PIN, you can use the same. Else, you can set a new one
• You are now ready to transact – send or request money using your UPI ID

Steps to send money using BHIM Kotakpay:
• Login to the app using your Login PIN
• Choose the UPI ID/Account from where you wish to transfer the money
• Select UPI ID from your saved list or enter (UPI ID) or account-IFSC of the recipient
• Enter Amount and other details
• Enter UPI PIN to confirm the transaction

Steps to request money using BHIM Kotakpay:
• Login to the app using your Login PIN
• Select “Collect Money” option
• Choose the UPI ID/Account in which you want to receive money
• Enter the UPI ID from which you want to receive money
• Enter the amount and other details and Confirm
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Additional Information

January 20, 2020
Current Version
Requires Android
4.3 and up
Content Rating
Offered By
Kotak Mahindra Bank Ltd.
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