OnPoint Mobile

OnPoint Community CU

About this app

One app for all members - Securely and safely check balances, transfer funds, view transactions and more anywhere, anytime.

With OnPoint Mobile you can:
• Sign in securely with Fingerprint ID (on supported devices).
• Manage your bills and pay almost anyone, schedule recurring bill payments and receive eBills.
• Send money to anyone in the U.S. with a phone number or email address.
• Send a domestic wire transfer.
• Transfer funds between your OnPoint accounts and your accounts at other financial institutions.
• Set travel notifications for your OnPoint debit or credit cards.
• Freeze your OnPoint credit card (for peace of mind or if lost or misplaced).
• Deposit checks without the need to visit a branch or ATM.
• View cleared check images and mobile deposit check images.
• Customize account names, preferences, and alerts.
• Search transactions to quickly and easily find a specific transaction without endless scrolling.
• View eStatements.
Additionally, business members can:
• Add entitled users and set and control their access rights and limits.
• Generate ACH payments, such as payroll. (ACH Agreement required prior to using ACH payment services.)

Ratings and reviews

I have only checking and savings, and there are features I don't use but I like the fact that they're available. The things I want to do are functional, clear and easy. I have one objection to the website, which is that I lost my card and had trouble finding the number to call to report it. (And then a replacement never came in the mail!)

The no frills, clumsiness of the interface may come from an attempt to stay simple, secure, and to give the impression of those traits as well, without any marketing or guile interfering with their integrity. They have achieved that impression, yet this app still seems amateurish or unskilled. The functionality must be non pareil and beyond rebuke, should one wish to pull off subtle simplicity. So, while this app more truly deserves a three star review, I give it an additional star for difficulty. But I can say, when they were 'Portland Teacher's CU', the standard was simple perfection. I never saw a single discrepancy with them. Ever.

Really enjoy the format and style of the interface. The budget and spending tools come in handy for people who want to keep better track of it. It's custom features to better categorize and organizing expenses are awesome. It is a little slow and could use some work in terms of usability and some minor redundancies like the link account opptions. Overall I liked it better than B of A.

What's new

We're continually working to optimize your mobile banking experience. This update includes improvements and general bug fixes.