OnPoint Mobile

OnPoint Community CU

About this app

One app for all members - Securely and safely check balances, transfer funds, view transactions and more anywhere, anytime.

With OnPoint Mobile you can:
• Sign in securely with Fingerprint ID (on supported devices).
• Manage your bills and pay almost anyone, schedule recurring bill payments and receive eBills.
• Send money to anyone in the U.S. with a phone number or email address.
• Send a domestic wire transfer.
• Transfer funds between your OnPoint accounts and your accounts at other financial institutions.
• Set travel notifications for your OnPoint debit or credit cards.
• Freeze your OnPoint credit card (for peace of mind or if lost or misplaced).
• Deposit checks without the need to visit a branch or ATM.
• View cleared check images and mobile deposit check images.
• Customize account names, preferences, and alerts.
• Search transactions to quickly and easily find a specific transaction without endless scrolling.
• View eStatements.
Additionally, business members can:
• Add entitled users and set and control their access rights and limits.
• Generate ACH payments, such as payroll. (ACH Agreement required prior to using ACH payment services.)

Ratings and reviews

It's a solid app overall. I especially love the spending and income categories to help organize my income and expenses. The only thing preventing me from giving 5⭐ is the lack of dark mode and my phone's native back button doesn't work. I don't like clicking the back button up in the corner.

it's ok. very basic and most features being you to online. doesn't seem to give you a lot of options to review your contacts, what they have to offer in terms of services and your potential. the organization of your transactions is also very limited, nearly zero. no accessibility insight, transparency zip. I shouldn't have to download a third party app to do what the banks should've done in the first place. honestly I'm going to drop my operating from a 2 1/2 star to a 1 1/2.

Solid app, works fine, but after switching from BECU, I wanted to leave some constructive feedback: 1) If I use the "back" function on my phone, the app should send me back to the previous screen, or at least the homepage. 2) Account Transfer drop downs shouldn't activate the keyboard (disorienting). It should just be a selection of available accounts. 3) The header picture guarantees I have to scroll every time I open the app. 4) Dark mode.

What’s new

We're continually working to optimize your mobile banking experience. This update includes improvements and general bug fixes.