OV Loop

63 reviews
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About this app

The OV Loop app combines a modern digital wallet with crypto vault and an innovative messaging service to conveniently empower people and protect their privacy.

• OV Wallet, a private digital identity and payment solution:
This state-of-the-art crypto vault and payment system delivers unparalleled consumer convenience and privacy.

• OV Chat, for advanced voice texting:
This voice-powered chat feature enables hands-free or one-tap text messaging with transcriptions for superior convenience.

Optional OV Accessories

• OV Card:
This highly secure Mastercard integrates with OV Wallet to pay securely in-store or online with one-time-use card numbers.

• OV Valet payment fob:
This mobile payment fob integrates with OV Wallet and OV Card for superior tap and pay convenience.

• OV Pro smart headset:
This ultramodern Bluetooth headset integrates with OV Chat for handsfree voice texting, voice commands and more.

What is OV Wallet?
Our personal credentials and digital assets are kept all over the place. We keep IDs and payment cards in leather wallets, bank accounts in our checkbooks, insurance and registrations in glove compartments, passports in drawers, passwords in spreadsheets and notebooks, and more. We want one private place to securely store and access all this information, easily usable with a smartphone, securely locked by our biometrics, and safely backed up in the cloud. Introducing the OV Wallet – a super wallet accessible from the OV Loop app, usable across our devices and places we shop. The wallet securely stores all sensitive data in a self-custody vault accessible only through a user’s unique key to unlock and decrypt their data, including cards and accounts, driver license and passport, auto and health insurance, membership cards, important images, written passwords, crypto keys, NFTs, and more.

What is OV Chat?
Meaningful subtleties are communicated with our voice. Listening to spoken words in high fidelity provides even more nuance. Add the convenience of a voice message transcription for easy reference, and you have OV Chat – a super messenger featured within the OV Loop app. From a smartphone, you can now easily create and send high fidelity SMS voice messages to friends and groups – hands-free, or with a single tap. With a smartphone’s built-in microphone, OV Chat listens and transcribes what you say and sends the audio recording and its transcription simultaneously as a text message.

What are the OV accessories?

The OV Card:
This highly secure Mastercard generates a dynamic, one-time-use security code that changes after each transaction. This enables safer in-store and online purchases without the use of static card numbers that can be stolen and reused. The safe OV Card lets users tap and pay from their smartphone or the OV Valet – the optional Bluetooth payment fob and tracker.

The OV Valet payment fob:
Through the OV Loop app, this mobile payment fob stores secure keys for the safe OV Card, and other bank cards over time, letting consumers easily tap and pay at more retail and restaurant locations than any other mobile payment solution. To make a purchase at retail, position the Valet against the merchant’s card reader and press the button. That’s it. Purchase made. It transmits a one-time-use card token that can’t be reused.

The OV Pro smart headset:
OV Pro, the world’s first premium wireless smartphone headset, combines superior acoustic performance, state-of-the-art ambient sound mix, voice texting and multi voice assistance. It takes advantage of OV Chat within the OV Loop app, perfect for advanced voice texting capabilities and hands-free conversations. Seemingly weightless, its extra-long battery life means you can enjoy a premium experience all day long – up to 14 hours of continuous use. Incorporating an elegantly designed neckband that gently hugs you, it vibrates to notify of incoming calls or OV Chats, and lets you answer completely handsfree.
Updated on
Mar 31, 2022

Data safety

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63 reviews
Jonathan Gowdy
August 11, 2021
Using this app to try out the new OV Wallet feature and the OV Valet device. Most of the elements in the app are too big to fit on the screen. In some menus, I can't scroll around and press buttons to learn more about the OV Wallet features in this app. After setting up the OV Valet, I had no problems using the device for payment.
5 people found this review helpful
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Alex Baar
September 23, 2021
I must say I really want to love this product, but can't yet. Will revise upward if issues resolved, but right now, right now, it's a bit of a bait and switch product. Here are just some of the issues: 1. No credit cards besides their own prepaid Mastercard (When promised for over a YEAR that they would have popular bank cards at launch, yet not one MONTHS after release). 2. Majority of app features don't work (Coming soon!) 3. Mcard sign up fails, doesn't ever work, near zero support to fix
9 people found this review helpful
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TJ Madore Jr
April 9, 2022
I got this app to use with the Valet which is a whole different unhappy story on its own...... but after the failure of the Valet to deliver on the promises, I am trying now to get rid of the app but while trying to log off or delete my account, it puts me in an unending processing screen.
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What's new

- UI/UX Improvements
- Minor bug fixes