Onyx Private: Banking & Wealth

Onyx Card LLC

About this app

Onyx Private is a modern and more accessible private banking membership for the new generation of young professionals, investors and entrepreneurs. Onyx offers a digital premium banking and personalized investment experience with a white-glove 24/7 lifestyle concierge service.

Onyx members have access to:
● High-yield FDIC insured 1.4% APY checking accounts
● High-limits free money movement (wires, ACH, ATMs, international transaction fees)
● Free Joint Accounts for your up to 4 members
● 17g Metal Debit Card and multiple virtual cards
● 1%-10% cash-back on card spending and 1% on credit card bill payments
● Free Personalized Robo-advisory with direct indexing and tax-loss harvesting
● 24/7 Personalized white-glove concierge for payments, lifestyle & wealth
● Other exclusive member benefits like Lounge Access, Estate Planning, Mortgage Loans, Fitness discounts and more…

Onyx is a financial technology company and is not a bank. Banking services provided by Piermont Bank; Member FDIC. The Onyx Visa® Debit Card is issued by Piermont Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

See Terms of Service and other legal documents for specific details.

Ratings and reviews

If you are looking for an excuse to ditch your old, impersonal, stodgy bank- this is it! Onyx beats the benefits of the best credit cards out there. I also get a personal concierge that helps make dinner reservations, book experiences and send gifts. Super responsive and helpful. I didn't get to try all the features yet. Still, this is an app that I use every day and makes my life easier. Highly recommended.

Amazing financial services app; has everything one could expect from a Fintech offering. Everything is well laid out, easy to use, and the breadth of their financial product offerings is unmatched. This company has it together! Especially when compared with the dozens of Fintech imitators who can't even figure out how to process a bill payment. Well done Onyx, my new favorite app, and a place where I will not hesitate to store and grow my money.

Good ui, like the design of the debit card and the speed of everything in the app. Wish there was a web app as well.

What's new

● New security enhancements with ID verification
● Improved onboarding flow user experience
● Bug fixes