Open Money: Business Banking

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About this app

Has managing business finances been driving you up the wall? Do you have to switch between running your business & donning many hats - that of an accountant or financial advisor?

Whether you’re an established business, or you’re just starting out on your journey - we’re here to back you up. At Open, we're on a mission to deliver a truly seamless business banking experience. With a business current account at the heart of our offerings, we’ve got it all covered from invoicing to international payments and corporate cards to help freelancers, SMEs and startups manage their finances like a boss.

Solutions designed for the new-age business:
✅ Business Current Account: Apply for a business current account in minutes and access a unified dashboard that comes integrated with invoicing, accounting & expense management.

✅ Feature-rich payment gateway: Open’s payment gateway is designed to give your customers the smoothest checkout experience and drive in maximum conversions.

✅ Quick Collection: Create GST-Compliant invoices with multiple payment options and get paid faster.

✅ Manage Multiple Bank Accounts: Easily link all your existing accounts from 60+ banks and view statements, balances and all that matters on a single dashboard.

✅ Automated Bookkeeping Engine: Auto-reconcile payments & create accounting reports on-the-go.

✅ Collect international payments: Sign up and collect payments from global clients in your bank account - in just 48 hours.

✅ VISA Debit Cards for Your Employees: Hand your team expense cards, set limits, track business expenses and enjoy a best-in-class expense management solution.

✅ Founder One Card: Power through your vendor payments and business expenses with Asia’s first VISA credit card that’s built exclusively for founders and business owners.

✅ Exclusive Reward Program: Bespoke rewards program crafted for your business.
Enjoy unparalleled rewards on services that businesses swear by.

✅ Lending: New-age lending solutions that include revenue-based financing, early settlement credit offering, working capital, credit line, and credit limit on the Founder card in partnership with IIFL Finance Ltd. and Gromor Finance Pvt. Ltd.

Open is a perfect fit for companies of all shapes and sizes
For Freelancers

Enjoy quick international payments, an exclusive credit card, GST-Compliant invoicing and more with Open’s business current account.

For Startups

A programmable API driven bank account that comes integrated with tools for invoicing, accounting and corporate VISA cards for expense management.

For Small and Medium Businesses

Reign in managing your finances with swift bulk payouts, accounts payable & receivable automation and ace at expense management with VISA business cards.

Launched in 2017, Open is Asia’s first neobanking platform that helps SMEs and startups to automate business payments, banking and accounting in one place. Open offers a unified interface with integrated features like a payment gateway, smart invoicing, automated accounting, reconciliation tools, and VISA business cards for expense management.
Currently, Open is serving more than 450,000+ SMEs and processing US $10 billion in transactions annually. The platform onboards 45,000 new SMEs and startups every month. Open recently raised a Series B funding of US $30 million led by Tiger Global, Tanglin Venture Partners Advisors and existing investors 3one4 Capital, Speedinvest and BetterCapital AngelList Syndicate. Open has been featured among the Top 60 fintechs disrupting the traditional consumer and commercial banking segment by CB Insights and has also made it to the 2019 #Fintech100 report, of leading global fintech innovators by KPMG & H2 Ventures.

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Data safety

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What's new

Open’s business current account has it all payments to accounting & more