MiniPay: Global Money Wallet

4.3
33.5K reviews
Content rating
Everyone
5M+
Downloads
Content rating
Everyone
Learn more
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About this app

MiniPay is a self-custodial stablecoin wallet built for real-world money movement. Hold USDT, send across borders in seconds, and cash out in local currency across 66 countries.

Hold & buy stablecoins
• Buy USDT, USDC, or USDm directly in your wallet using credit card, bank transfer, Apple Pay, mobile money, and more.
• Swap between stablecoins instantly with a simple drag and drop.
• Deposit any crypto and convert to USDT or USDC instantly.

Send money globally
• Send USDT to anyone in 66 countries — Nigeria, Ghana, South Africa, Brazil, Germany, Poland, France, Turkey, the United States, and more.
• Transfers arrive in seconds at some of the most competitive rates available.
• Trusted by millions of users worldwide.

Cash out in local currency
• Withdraw to local currency in 66 countries via bank transfer, mobile money, and other local payment methods.
• Zero MiniPay fees on deposits and withdrawals.

USD & EUR virtual accounts
• Get verified US and EU banking details instantly.
• Receive payments from the US and Europe directly into your wallet.
• Withdraw to your local currency at competitive rates.
• Virtual accounts are provided by regulated third-party partners.

Earn on your balance
• Earn rewards of up to 2% weekly on your stablecoin balance.
• No lockups. No minimums.

IMPORTANT DISCLOSURES
MiniPay is a non-custodial wallet built on the Celo blockchain. All transactions are facilitated using USD stablecoins. All exchanges between stablecoins and local currencies are facilitated by third-party providers. Third-party restrictions and Terms and Conditions apply.

Zero Fee top-ups and withdrawals are available in select markets with select third-party providers. Third-party restrictions and Terms and Conditions apply.
Updated on
Jul 20, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance and Device or other IDs
This app may collect these data types
Personal info, App info and performance, and Device or other IDs
Data is encrypted in transit

Ratings and reviews

4.3
33.3K reviews
Angela Kemunto
July 15, 2026
This app is easy to use, fast, and reliable. Sending and receiving money is simple, and the app has a clean interface that's easy to understand. Transactions are processed quickly, and I like how convenient it is for everyday payments. Overall, it's a great digital wallet, and I would definitely recommend it to anyone looking for a smooth and secure payment app.
1 person found this review helpful
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Opera
July 15, 2026
Thank you for your feedback, and we're happy you are enjoying the app! It's wonderful to hear that you've found it user-friendly and reliable. Your recommendation means a lot to us, and we’re delighted that you appreciate the convenience and efficiency it offers for everyday transactions. Thank you for sharing your positive experience!
OKWUCHUKWU SAMUEL NWOKE
July 7, 2026
I usually login 5:00-6:00 am in the morning, but it took just one day late login for my boost to be reduced from $0.38- $0.17 which is verily unfair. As of now I like $63 in my account, am supposed to be receiving $0.18 boost per day instead it's just $0.07 despite I have been active in the app for complete 2 months and still counting. In conclusion, you people should look into the matter of this boost because it sucks.
1 person found this review helpful
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Opera
July 7, 2026
Thank you for sharing your experience with the boost system. We understand the importance of boosts in your daily usage and appreciate your feedback. We're committed to improving user experience, and your insights will help us in that effort.
Jedidiah Mmesoma
July 5, 2026
The app is okay and all with the deposit, but the withdrawal is very bad , there is always an issue and I can't see it the withdrawal is pending in the history. fix the withdrawals please.of course Google doesn't support images make I for show u wetin I dey go through...I no do again, I wan withdraw all my saved dollars the app won't let me.
6 people found this review helpful
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Opera
July 6, 2026
We appreciate you bringing the withdrawal and transaction visibility issues to our attention. We've escalated this internally. For immediate help, please check transaction details in the app and use the support option to describe the problem. Thank you for your patience!

What’s new

- UI/UX improvements
- Bug fixes