PlutusNeo by Afrinvest

Andromeda Technology Solutions Ltd

About this app

Brand Name Change

We’re excited to share an important update with you.
Optimus by Afrinvest is now PlutusNeo by Afrinvest.
This change reflects our evolving brand and our continued commitment to delivering a more modern, intuitive, and powerful investment experience.

Introducing Optimus 2.0 – Your Upgraded Financial Companion is Here
We’re excited to announce the launch of Optimus 2.0, the latest and most powerful version of the Optimus by Afrinvest app. This major update brings a refreshed look, enhanced performance, and innovative new features designed to give you more control, convenience, and confidence in your financial journey.

What’s New in Optimus 2.0
Optilock Top-Up
Now you can top up your locked savings anytime while keeping your lock period intact—build your savings effortlessly.

OptiTarget Savings Plans
Save towards personal goals or collaborate with friends and family using our new Personal, Public Group, and Private Group savings options. Set goals, automate contributions, and track your progress.

Wallet-to-Wallet Transfers
Easily send and receive funds within the Optimus community using a simple username or email. It’s fast, secure, and seamless.

Learning & Video Services
Gain financial knowledge with in-app access to engaging video courses and educational content.

Direct Debit Integration
Automate your savings and contributions directly from your bank account—no more missed payments.

Enhanced Security & Fraud Detection
Enjoy greater peace of mind with advanced fraud detection powered by machine learning and improved back-office stability through Nova.

Light & Dark Mode Toggle
Customise your viewing experience with support for both light and dark themes.

Performance Improvements
Experience faster loading, smoother navigation, and a more intuitive user interface.

Why This Matters
Optimus 2.0 was built based on your feedback and our commitment to providing a smarter, safer, and more flexible financial platform. From goal-based savings to educational resources and real-time transactions, Optimus 2.0 empowers you to Save, Invest, Learn, and Grow—all in one place.

Update your app today to experience the new Optimus 2.0. Welcome to the future of digital finance.

Thank you for choosing Plutus Neo by Afrinvest.

Ratings and reviews

The app is interactive overall, but I wish to see more features. I love the fact that you don't charge for transfer fees though. Edit: I'm editing my rating from 4-star to 2-star because this app has a way of leaving you stranded if you need your money urgently. They'll just wake up one day and disable one crucial feature like withdrawal button, simply because they're "working on it", without prior notice to customers. They've done this to me more than once so I have to edit my review.

If there was an opportunity for a minus zero star I'd give it to this app! I can't access my account since the name change from Optimus to plutusneo- it's been one issue to the other. 60 seconds otp for a password reset and it takes ages to deliver it to the email not even the phone no. before you give an excuse that it may be the network. You eventually get the otp on your email and your entire 60 seconds have elapsed with a constant notification that the code you have entered is invalid!? -0 ⭐

I like the app, especially the optiTarget and optiFlex features. However, a transaction was made into my account since 1st of December and I am yet to be credited. I have sent multiple emails which got responses yet the issue has not been resolved. I now have doubts as to whether to continue with the app or not. The problem has been solved, thank you.

What’s new

We’ve improved how you receive updates
- Added reliable push notifications for transactions, savings, investments, referrals, and important updates.
- Notifications now open directly to the relevant screen in the app.
- Improved notification badges and in-app Notification Centre sync.
- Enhanced background notification handling for a smoother experience.