1.7K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Learn more
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About this app

Brand Name Change

We’re excited to share an important update with you.
Optimus by Afrinvest is now PlutusNeo by Afrinvest.
This change reflects our evolving brand and our continued commitment to delivering a more modern, intuitive, and powerful investment experience.

Introducing Optimus 2.0 – Your Upgraded Financial Companion is Here
We’re excited to announce the launch of Optimus 2.0, the latest and most powerful version of the Optimus by Afrinvest app. This major update brings a refreshed look, enhanced performance, and innovative new features designed to give you more control, convenience, and confidence in your financial journey.

What’s New in Optimus 2.0
Optilock Top-Up
Now you can top up your locked savings anytime while keeping your lock period intact—build your savings effortlessly.

OptiTarget Savings Plans
Save towards personal goals or collaborate with friends and family using our new Personal, Public Group, and Private Group savings options. Set goals, automate contributions, and track your progress.

Wallet-to-Wallet Transfers
Easily send and receive funds within the Optimus community using a simple username or email. It’s fast, secure, and seamless.

Learning & Video Services
Gain financial knowledge with in-app access to engaging video courses and educational content.

Direct Debit Integration
Automate your savings and contributions directly from your bank account—no more missed payments.

Enhanced Security & Fraud Detection
Enjoy greater peace of mind with advanced fraud detection powered by machine learning and improved back-office stability through Nova.

Light & Dark Mode Toggle
Customise your viewing experience with support for both light and dark themes.

Performance Improvements
Experience faster loading, smoother navigation, and a more intuitive user interface.

Why This Matters
Optimus 2.0 was built based on your feedback and our commitment to providing a smarter, safer, and more flexible financial platform. From goal-based savings to educational resources and real-time transactions, Optimus 2.0 empowers you to Save, Invest, Learn, and Grow—all in one place.

Update your app today to experience the new Optimus 2.0. Welcome to the future of digital finance.

Thank you for choosing Plutus Neo by Afrinvest.
PlutusNeo by Afrinvest is a financial technology solution
Updated on
Aug 5, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info
  • This app may collect these data types
    Personal info
  • Data isn’t encrypted
  • You can request that data be deleted

Ratings and reviews

1.68K reviews
Queen Orah
July 20, 2026
All of a sudden, my accrued funds have disappeared and even the statement record doesn't make any sense. All I am seeing under the debit column is internal transfer while I didn't make any transfers. This is highly unacceptable and I am moving the rest of my funds out of your app and deleting it
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Jesse
August 8, 2026
Here's my feedback after using the app to complete a trade: PROS: It's a wonderful app with free deposits and low trading fees, trade only US stocks, great Naira and Dollar Saving plans. CONS: Latency between the app and the market can be reduced, the stock charts can be improved, time for funds to be available for withdrawal can be improved, this few improvements are related to the main purpose of the app, if they're done, new customer retention will be far better.
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Stephen Olagunju
June 11, 2026
I am unable to perform transactions on my FirstBank account. Whenever I try to transfer money, the app displays the message "Account Not Permitted For Transaction." I recently received a payment,and I was expecting the payment. The funds are visible in my account balance, but I am unable to make any transactions. Kindly help me check the reason for this
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What’s new

We've made a few improvements to enhance your PlutusNeo experience:

• Improved app performance and reliability across key features.
• Fixed an issue where the "Reinvest my dividend" preference could reset after being turned off. Your setting will now be saved correctly and remain consistent across sessions.
• General bug fixes and stability improvements.

Update now for the best experience.
Content rating
Everyone
Learn more

App support

Phone number
+2342018886699
About the developer
AFRINVEST WEST AFRICA LIMITED
productteam@optimus.ng
27 Gerrard Road Ikoyi 101233 Nigeria
+234 906 202 4333

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