Cashalo is your partner for cash loans and credit. It is a mobile app that can help you in times of emergencies and urgent needs. It is designed for Filipinos, by Filipinos. The app’s name itself is a combination of two words: Cash and Kasalo, which means ""to have a partner for your finances"".
Cashalo - Higit sa Cash, Kasalo!
⭐ NEW!!! Cash-Out with PayMaya
Get a Cash Loan without a bank account. Instant disbursement to your PayMaya account after approval.
⭐ Fast Approval & Disbursement
Get your loans and credit approved in as fast as 8 minutes and funding to your bank account in as fast as 30 minutes!**
⭐ Low Interest Rates
Loan and credit should be as affordable and transparent as it is fast, easy, and secure to access.
⭐ Easy Application Process
Verify your identity and submit all the requirements in the app with at least one (1) valid ID to complete your Credit Profile.
⭐ More Referrals, More Rewards!
Cash rewards for you and your friends when you invite them to Cashalo! Invite your friends now! #CashaloTAYO
We have the right product for your needs
Cashaloan – Cash loans up to Php 4,500!
Shop Now and Pay Later – Shop for multiple gadgets and appliances and pay later in installments! *
Fly Now and Pay Later – Book for your Cebu Pacific flights up to Php9,000 and pay in 3 or 6 monthly installments!
PayLater – Activate this feature to receive P200 credit limit
CashaDeals – More deals, more fun!
Let’s say you want to buy a mobile phone. You can shop now and pay later in 3, 6, or 9 monthly installments from any participating stores.*
Total price of mobile phone: Php7,000
Down payment: 20% (Php1,400)
Loan amount: Php5,600
Processing fee: 5% (Php280)
Loan term: 6 months
Monthly interest rate: 3.99%
Monthly payment: Php1,121.31
Total payment: Php6,727.89
*Shop Now and Pay Later minimum repayment period is 90 days and maximum is 270 days from Cashacart participating stores.
**Cashalo minimum disbursement time is typically less than 24 hrs. Processing time may vary per user depending on cut-off.
***Shop Now and Pay Later maximum effective APR% is at 49.68%.
Privacy and Permissions
Your privacy is very important to us. We will scan your government-issued ID and other information to verify your identity and Credit Profile. Your personal information will never be shared without your direct and explicit permission.
To verify your identity, we require the following app permissions:
Location Access - To auto-verify your address.
Contacts Access - To easily nominate your contact references.
Camera Access - To scan your IDs to complete ID verification using Cashalo’s facial recognition technology
Nandito kami para sa'yo, Kasalo! For questions, feedbacks, or concerns, please contact us at:
Address: 16F World Plaza, BGC, Taguig City, Philippines 1634
Contact Number: +63 2 8470 6888
Please visit https://www.cashalo.com/faq/ for the latest updates to the Cashalo FAQs
All loans under the Cashalo Platform are financed by Paloo Financing Inc., with SEC Registration No. CSC201800209 and Certificate of Authority No. 1162
Cashalo is a Filipino technology and financial services company, committed to building a more financially inclusive future for or all Filipinos. Through the Cashalo app, our technology enables fast and secure access to credit at the push of a button.
Cashalo, is a wholly owned subsidiary of Hong Kong based Oriente (whose founders are behind internet giants Skype and LU.com).