Oval Money helps you set savings aside, automatically, thanks to tools (we call STEPS) based on your habits.
You can link Oval Money to your bank accounts and cards and have an overview of your monthly earning and spending habits, categorised automatically.
You can then set saving Steps that allow you to set aside savings based on round-ups of your transactions, or a fixed amount or % of the amount you spend in chosen categories.
You can link your social media accounts and you can also set saving Steps based on your social media habits, like setting aside a chosen amount for every time you post on your wall.
Oval Money helps EVERYONE save, without being any finance guru; join the community of Ovalers and you also can be money wise!
FREE AND SAFE!
- No hidden fees, the entire app is free!
- Oval Money has only read access to the transactions in the accounts you connect. Your account credentials are never stored and we will never make transactions on your behalf.
SAVE BASED ON YOUR SPENDING HABITS
If you’d like to save 50p every time you purchase a posh coffee, or 3% of your gym membership, just set a Step, Oval will take care of the rest!
Here are the three Steps you can set on your transactions:
- Round-Up: Rounds-up the price of your purchases and sets aside the difference, making it possible to look after pennies so the pounds can look after themselves, as your grandmother used to say.
- Percentage: Calculates a percentage of what you spend in a chosen category and sets it aside.
- Fixed Amount: Takes a fixed amount every time you spend in a chosen category and sets it aside.
SAVE BASED ON YOUR SOCIAL MEDIA HABITS
Oval is unveiling a new set of Steps based on APIs from leading social networks.
Oval will be launching new integrations that allow you to link your savings activity to your social media activity. By activating the new Steps, you will be able to save a chosen amount based on your social media usage.
SAVE ON A RECURRING BASIS
Oval is designed to create the best saving experience for EVERYONE. If you’d rather have a simple fixed recurring saving plan, then there’s a Step for you too. Activate the Recurring Top-Up Step, set how much you’d like to save every week, then sit back and see your savings grow.
You will be able to make better spending decisions. By linking your bank accounts and credit cards we’ll give you an outline of your earnings and expenses. If you want more detail on your spending habits, Oval allows you to create custom tags for each transaction. These tags are searchable making it possible to quickly find out exactly how much you are spending on certain items. Our personal finance experts are constantly on the hunt for tips and tricks to make saving easier. These are shared in-app through notifications, and are explained in greater detail in our blog posts. We also invite our community of Ovalers to share methods that have worked for them.
INVEST - coming soon
Your digital savings account will collect the money saved through your programmed steps, empowering you with a growing balance that can be withdrawn at any time. Once you have accumulated some savings in your digital wallet, it might be time to consider moving that money into a savings product that can help your savings grow. Our personal finance experts review the best available savings options and write about them on our blog, where you can get helpful tips on how to make your savings grow from big to bigger.
Please note that the app is not optimised for iPad or iPhone 4. Whilst you can still use the app, the experience may not be optimal.
If you have any questions or would like to share your experiences, we are always here for you - feel free to write to firstname.lastname@example.org
Doesn’t it sound awesome! Download Oval Money for free today and #BeMoneyWise!