11.4K reviews
Content rating
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About this app

- Create an account with only your email address and phone number.
- All purchases made throughout the month are consolidated into one bill that you receive at the beginning of the next month. Your bill can be paid at a convenience store using a barcode in the app.
- Discover products in "Shop" and "inspiration" tabs and complete purchase in the app for a smooth shopping experience

Make shopping easier by upgrading to Paidy Plus
- Use "3Pay" to split your purchase into 3 monthly installments at 0% interest.*
- Check your spend limit and set a budget to stop overspending.***
- Use "Paidy Link" to make a purchase at any online shops where Visa is accepted.

*0% interest only with auto-debit and bank transfer.
**3Pay available when purchase amount is 3 yen or more at Amazon, or more than 3000 yen at other merchants. 3Pay is not available at some online shops.
***The spend limit is not an exact limit. All purchases undergo an assessment, and purchases within the spend limit might be rejected.

Paidy Plus for Apple
- Get a dedicated line of credit for shopping at Apple with 0% interest****.
- “Paidy Plus for Apple” is required to shop at Apple. (Paidy or Paidy Plus cannot be used to make purchases Apple.)

****0% interest only with auto-debit and bank transfer.

How to use Paidy
- When shopping, select Paidy as the payment method during checkout.
- Enter your email address and phone number.
- Enter the 4-digit code sent to your phone by SMS.
- Your purchase is complete!

For more details, click here. (https://paidy.com)
Updated on
Jan 25, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 3 others
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
Data can’t be deleted
11.4K reviews
Priscila Norota
January 4, 2023
sucks, if you pay by convenience store, there's another big amount of charge, I couldn't go to the bank to pay because of my work, troublesome to use by using this application in smartphone. Paypay is the best, you can pay automatically in seconds, and you can get some points, this is my 1st and last to use Paidy..
3 people found this review helpful
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Paidy Inc.
January 5, 2023
Carmina Catacutan
December 27, 2022
Lifesaver! Credit card applications get rejected all the time so I tried the app. I now use it for online shopping, and for credit card transactions. Had no problems during registration as well.
1 person found this review helpful
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Paidy Inc.
December 28, 2022
Im So Pro Ye
January 20, 2023
Ok. Where do I start? Oh right. Horrible user support. Oh by the way you can't make purchases because it will show error message every time you try to buy something from apple store. Nice concept poor execution. Maybe worst execution. Wanted to rate 0 if I could.
1 person found this review helpful
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What's new

The following changes were made to improve the user experience of the app:

1. Removal of legacy Paidy product sections (Chouatobarai & Multipay) in the Usage View for users without active contracts
2. Layout & navigation improvements
3. Amazon payment receipt updated to show a clear store name
4. Settlement instructions for bills or Pay Now amounts over ¥300,000 added