Paidy

Paidy Inc.

About this app

Features
- Buy now pay later with just your smartphone
- No Credit card nor Pre-registration required, no annual fee
- Buy now at more than 700K shops including Amazon, SHEIN, DMM
- Monthly consolidated bill received at the beginning of next month and you can easily choose the payment method that works best for you
- Freely choose from convenient store, automatic debit transfer, bank transfer
- Pay at Lawson, Ministop, FamilyMart,Seicomart,7-Eleven
- Monthly bills can be paid by simply showing the screen at a convenience store with the app
- You can pay at a convenience store at any time by using the "Pay Now" function
- Discover products in "Shop" and "inspiration" tabs and complete purchase in the app for a smooth shopping experience

Make shopping easier and delightful by verifying your identification:
- Use "3 pay" or "6 pay" or "12 pay" to split your purchase into 3 or 6 or 12 monthly installments at 0% interest. *
- Check your spend limit and set a budget to stop overspending
*0% interest only with auto-debit and bank transfer.
*The number of payments that can be selected varies depending on the merchant

Paidy Plus for Apple
- Shop at Apple with 0% interest**
- Installment plans up to 36 months, depending on the product
- Dedicated line of credit exclusively for Apple Retail
- An application for “Paidy Plus for Apple” is required to shop at Apple***.
**0% interest only with auto-debit and bank transfer.
***Paidy and Paidy Plus cannot be used to make purchases at Apple.
***The 3pay, 6pay, and 12pay features for Paidy Plus cannot be used with Apple.

Recommended For
-Those who prefer cashless payment
-Those who prefer to pay monthly consolidated bills at next month
-Those who are worried about the overuse of credit cards
-Those who prefer to pay in monthly installments without fees
-Those who prefer to freely choose payment options such as convenient store, automatic debit transfer, bank transfer
-Those who prefer to purchase Apple products with monthly installments

Security Measures
-Account protected with two-factor authentication using verification codes
-Monitor all transactions 24 hours a day, 365 days a year
-Prevention of fraud and impersonation by identity verification
-Payment information is encrypted with TLS (Transport Layer Security)

[English]

【For more details, click here】
https://paidy.com
【Paidy Plus for Apple Terms of Use】
https://terms.paidy.com/hokatsu-apple/
【Paidy Plus Terms of Use】
https://terms.paidy.com/hokatsu/

Ratings and reviews

Useless app and service .I have already verified my self through government issued id and phone number ,yet the app never allows me to make payment ,not even for the first time.People who are rating this app good are idiots .

always crash on google pixel 6a with android 15 stable version. the most disaster is, the app is somehow consuming too much CPU resources thus generating a ton of heat. the battery is so hot that it swelled and bump out the screen!!!!!!!!!!!!!! it took me 40,000 JPY to replace the battery and screen. no doubt 1 star.

My spending limit was lowered without notice once the company was bought out and there's no English support which makes filling out applications for a payment plan a huge hassle. You end up having to do the whole thing over again. Not to mention the customer service is terrible. Another strange thing is that if you have a western name there's no way to input it when trying to fill out the application for the 3 month payment plan. I think I'm going to delete this app.

What’s new

Hello from Paidy! We’ve hit over 20 million app downloads, thanks to you. For feedback or suggestions, reach out through our “Contact Us” link in the FAQ section. We’re committed to improving and value your input.

Update:
Performance improvements.