My OnePay

502 reviews
Content rating
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About this app

Use the new My OnePay app with the new OnePay Mastercard®.
We have been providing EU workers with a card account for over a decade.

Our customers are at the heart of what we do, that’s why when you told us that you wanted to manage your money on the go we developed the ‘My OnePay’ app.

My OnePay allows you to:
• Keep track of loads and transactions.
• View transactions for the day, month or year.
• Understand your spending habits with category breakdowns such as groceries, electrical, entertainment and days out.
• Stay in control of how you spend your money by turning contactless and overseas transactions on or off whenever you need to.
• Lock and unlock your card in real time.
• Send money to other OnePay customers quickly and easily.

Modus UK Limited (trading as 'OnePay') is a company registered in England and Wales (No. 05934955). Registered address: Mayfield House, Lower Railway Road, Ilkley, West Yorkshire, LS29 8FL.
The OnePay card is issued by PSI-Pay Ltd pursuant to a license by Mastercard® International Incorporated. PSI-Pay Ltd is authorised and regulated by the Financial Conduct Authority of the United Kingdom under the Electronic Money Regulations 2011 (register reference 900011) for the issuing of electronic money.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Using the OnePay card and account is subject to our terms & conditions that can be viewed and downloaded at
Updated on
May 27, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Device or other IDs
Data is encrypted in transit
You can request that data be deleted
502 reviews
Lee Mayhew
September 1, 2019
Spacing rubbish, thanks Google. This review is based on release 0.13.1 updated on 4 Jul 2019 (nearly two months ago) As at 1 September 2019, over 2/3 of respondents have given this app ONE star. What lies behind the reasoning/motives for those giving it FIVE stars is anyone's guess. I awarded this mediocre app TWO stars, judging OnePay's app solely on the following categories. 1. Accuracy Inaccurate spending summary for Yearly expenditure. I suspect that the Weekly summary is also still incorrect (it was hopelessly inaccurate the last time I checked and the app has not been updated since then) but I do not have the funds available on the card to verify this. Transactions in the Notification screen are INCONSISTENT with the transactions reported in the View Latest. The number of transactions in each area is different, even though I have very few in total. Of much greater concern is that I have a random Notification transaction that is NOT present in the Latest Transactions. Not only that, but it is for an amount that I did not spend. For an app that is designed to help customers manage their finances, these errors are inexcusable and require your urgent and immediate attention. 2. Data Presentation The values of individual transactions are very poorly presented throughout the app. The format of the currency values range from having no decimal places to showing 2 decimal places. This creates unnecessary confusion when one glances at the screen. This sloppy currency formatting also extends into the CSV file created via the Export option. It really isn't difficult to format these amounts to 2dp (the generally accepted format in the UK), so why not do that and make it look a lot more professional? 3. Usability When registering a new customer their date of birth needs entering. The only way to enter this date is via a pop up calendar. For each year going back to their DOB (the calendar defaults to a minimum age of 18), the user must press the back arrow twelve times. Fine if you are maybe younger than 22, but after that the number of presses becomes onerous. For someone aged 55, for example, they would need to press the back arrow over 440 times. Why not allow a user to enter their date directly or give clear visual cues/hints as to the shortcut that is present and would make date entry considerably easier? Option My Card, Card Details. Swiping the screen upwards in a vain attempt to reveal the toggle options further down the screen is unresponsive (eventually working after many many swipes) whereas other screens work fine so why not this one? 4. Look and Feel Misaligned headings (Total Balance, Spent Today) on Latest Transaction view. A minor point but it does highlight a lack of attention to detail. Some transaction details can be further expanded by pressing the Info icon (View Latest) whereas the same transactions in the notification screen (found by pressing the bell) have an inoperative Info icon, why the difference? The prominent + sign bottom right has Send Money and Lock Card. We can already lock the card in other options so it is unnecessary. Last but not least, what on earth is the purpose of the circle around the TOTAL BALANCE on the main dashboard? My advice to OnePay is to treat this as a learning exercise and scrap it asap. Restart using designers/devs that are more adept in the areas of UX/UI/Mobile app creation to produce an entirely new app. Introduce a much more rigorous testing and QA regime that catches basic mistakes like those mentioned above BEFORE release not after the customers have tested it for you. During my career I worked for many years in a large US Bank and one of the UK's largest outsourcing companies and there is no way that an app of this mediocrity would have been deemed acceptable for release to our customers. However, to end on a slightly more positive note. I must disagree with Ileana's review in Google Play. This is most definitely NOT "the worst app". X-Wing Squad Builder by FFG was almost unusable when it was released. At least this app doesn't hang or crash, it's just not very good.
16 people found this review helpful
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January 5, 2022
Biggest rip off in my whole entire Life , They charge You £1.20 for each Transaction. Don't sound much but in a month if you use your card 20 -30 times then thats £20 - 30 pounds. In a year that's over £300. Disgraceful
5 people found this review helpful
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Andrey Malesh
January 17, 2021
Loged in the app. Deleted the app. Installed the app on the same phone. Cannot login now as get an error message: "You already have registered devices!". Cannot acces my money now.
10 people found this review helpful
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