Passfolio — Global Finance

5.96K reviews
Content rating
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About this app

1. Free US Dollar Interest Programs:
Free 5–7% annual interest in dollars.
Invest any amount and watch interest compound daily.
Zero fees when investing or withdrawing from PassEarn.

2. 6,000+ Nasdaq & NYSE Stocks:
10 zero commission-fee orders every month.
Investment options starting at $5 with fractional shares.
Member FINRA and SIPC. Securities in your account are protected up to $500,000. For details, please see

3. 80+ Cryptocurrencies:
Invest in popular cryptocurrencies starting at $5.
Free crypto deposits to you crypto account.
Simple trading interface, we work to simplify.

~ Internationalizing your financial life is easier and cheaper than you might think ~

Deposit your local currency via local deposit methods and have dollars available on the same day!5
We don't hide our fees under secret spread rates or hidden limits. What you see is what you get.
Highly trained support reps that speak your language. We are very proud of our fast and efficient team - check out our live support stats.

~ Regulations exist to protect you, so we follow them extensively ~

Your bank accounts is provided by Passfolio Financial's partner Synapse and its bank partners, Members FDIC, which protects your dollars up to $250,000. Learn more about this insurance at

Your stock account is provided by Passfolio Securities, member FINRA and SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at In Brazil, Passfolio Securities is a partner of RB Investimentos to provide access to securities from the US to Brazilians and people residing in Brazil. Learn more about this partnership at

PassEarn is provided by Passfolio Financial, regulated by the United States FinCEN.

Legal notices:

*Other charges and fees may apply.
Securities less than $5 cost $0.02/share. Please see our disclosures on other charges.
Please see our fractional shares disclosure.
Please read important legal disclosures that apply to your relationship with Passfolio here.

Investing involves risk, including possible loss of principal.

‍Securities and cryptocurrencies are very different types of assets.

Passfolio Securities, LLC does not provide cryptocurrency-related services. Cryptocurrencies are not securities.Cryptocurrencies are not protected by either FDIC or SIPC.

Purchasing cryptocurrencies comes with a number of risks. Please read Passfolio Financial Cryptocurrency Risk Disclosure.

You should consider the investment objectives, risks, and charges and expenses of an Exchange Traded Fund (“ETF”) carefully before investing. ETFs are subject to market fluctuation and the risks of their underlying investments.

Passfolio is the brand name of Panchain, Inc. Passfolio Securities LLC, Passfolio Financial LLC, Passfolio Advisers LLC, and Passfolio Nigeria Limited are fully-owned subsidiaries of Panchain, Inc. Passfolio Nigeria is registered with the Nigeria Corporate Affairs Commission.

To purchase securities using cryptocurrencies, you must first convert it into U.S. Dollars using Passfolio Financial LLC. You must then move the U.S. Dollar proceeds to your brokerage account at Passfolio Securities LLC where you can use it to buy securities.

Online trading has inherent risk due to system response, execution price, speed, liquidity, market data and access times that may vary due to market conditions, system performance, market volatility, size and type of order and other factors. An investor should understand these and additional risks before trading.

‍All investments involve risk, losses may exceed the principal invested, and the past performance does not guarantee future results or returns. Consider the investment objectives, risks, charges, and expenses of a fund before investing. Contact us for a prospectus containing this information.
Updated on
Aug 2, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 3 others
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted
5.96K reviews
Mohammed Santuraki
February 22, 2021
Just opened an account, I have been looking for a broker that makes it easy for non-Us residents to invest in us securities. Looks like depositing money can be challenging. It would have been nice to allow use of debit cards to deposit and withdraw money. In addition transferring money out of passfolio seems very difficult. This service meets a gap in the market but the app isn't that good and service is horrible. I seem unable to move my funds out of my account, even though it's a pro account
7 people found this review helpful
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March 19, 2021
Hello! Since this review our app have had great improvements, it is faster and has more functionalities, update it to the newest version (1.6.3) and check it out!
Justin Akpobi
March 5, 2021
The UI is poor, no I'm not expecting a Robinhood kind of UI but at least make it functional. Anytime I click the bottom nav bar, it takes 30 years to load, exaggerating? Yes, but that's just to show my bitterness of installing this app after deleting some of my photos and all my ebooks. After fixing the slowness then maybe you guys should also try to tweak the app to give it a little bit of life unless the app just begins to feel like the boomer app, Fidelity. I will update my rating after.
9 people found this review helpful
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March 19, 2021
Hello! Since this review our app have had great improvements, it is faster and has more functionalities, update it to the newest version (1.6.3) and check it out!
Tim Dickinson
August 1, 2022
Basically a scam. They closed all accounts outside the US and a few other countries at very short notice and charge huge fees on bank transfers to withdraw, essentially trapping any money you have there and pocketing it themselves. Never trust them.
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What's new

Introducing our new Payments feature on Passfolio! You can now send money directly to your friends and family in any country from anywhere in the world with your PassCard account. Updates to the deposit UX and trading resolutions also included in this release. Please send any feedback or bug reports to