PayPal - Send, Shop, Manage

3.18M reviews
Content rating
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About this app

More ways to PayPal— It’s a simple and secure way to get paid back, send money to friends, discover cashback offers from brands you love, manage your account and more.

• Stack your rewards – Get cashback offers3 from brands you love and keep collecting your eligible credit card rewards** on top of it all
3Eligible items only. Redeem points for cash or other options. Terms and exclusions apply. See PayPal Rewards terms and conditions at **Subject to issuer’s rewards program terms PayPal rewards are subject to applicable terms:

• When funded by a bank account or with your PayPal balance, it’s free to send money or get paid back by friends and family in the US on PayPal
• Request money securely from friends or family and personalize your payments

• Earn an unlimited 3% cash back1 when you use the PayPal Cashback Mastercard(R) for PayPal purchases-unlimited cash back, no rotating categories, no annual fee2
• Apply for your card, manage your account, and redeem your cash back in the app.
1Subject to credit approval. See Rewards Program Terms for details and eligibility criteria found at:
2 For New Accounts: Variable Purchase APRs are 20.24%, 29.24% and 32.24%. Minimum Interest Charge is $2. APRs are accurate as of August 1, 2023, and will vary with the market based on Prime Rate.
Learn more at

• Roll your money into PayPal Savings and earn a current 4.30% APY–that’s 9x the national average*.
• Easily manage your account right from the app. Transfer money in and out, set individual goals, and track your progress as your savings grows.
*As of June 07, 2023, the annual percentage yield (APY) for PayPal Savings is 4.30%. This is a variable rate and can change at any time, including after the account is opened. National average source: FDIC National Rates and Rate Caps as of February 20, 2024. PayPal is a financial technology company, not a bank. Banking service provided by Synchrony Bank, Member FDIC. PayPal Balance account is required to use PayPal Savings.

• Auto-track your packages even if you didn’t pay with PayPal and get live updates each step of the way
• Simply link your Gmail account to track your packages or add tracking details manually in the app if it didn't update automatically. Not all sellers are participants.

• Buy now and pay later by splitting your purchase into 4 interest-free payments at millions of online retailers with no late fees
• Payments are easy to manage in the app. Pay in 4 is available upon approval for purchases of $30 - $1500 and is currently not available to residents of MO or NV. 18 years old or older to apply. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. NM residents: Go to Learn more

• PayPal helps keep your financial information secure, with commercially available encryption and fraud protection

Availability of features varies by market
Updated on
Apr 18, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.12M reviews
Jason Baker
April 5, 2024
Frustrating, I have used this app for years to transfer funds and to access my credit account to make my payment. All of a sudden, the interface no longer shows my credit account balance and payment due. It took me several minutes to dig through the different menus before I found my credit account to schedule my payment. Very bad customer service, PayPal. Almost like you want us to miss payments. Please fix this.
777 people found this review helpful
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Jim Smith
April 17, 2024
Keeps screwing me over. I've used the pay in 4 option so much, I rely on it for some bills, and I've only missed a payment twice, and only by a few hours at most. Both times, it locks me out of the option, killing my ability to do anything. Worst part about the recent time, I had money in my account, I don't know why it denied my payment, but now I can't use the feature and it's making it impossible to do anything. This payment app sucks
216 people found this review helpful
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PayPal Mobile
April 17, 2024
Hi there! Thank you for contacting PayPal. Please visit to get more details on "Pay in 4". You can contact us via Message Centre or over the phone for more personalized, account-specific help: Thank you!
Nate Po
April 2, 2024
Gets the job done as an alternative way to make purchases or transfer funds to friends, family, or a small business quickly at a low fee. The platform seems safer than most payment apps/competition. The fee ($3.95) for adding cash to your account balance in-person at a retail store is too high. Additionally, it seems there is no way to earn rewards other than shopping at certain businesses-no survey reward opportunities or points for watching ads, and none for using the account to pay bills.
271 people found this review helpful
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PayPal Mobile
March 16, 2024
NE- General feedback

What's new

Do more with PayPal, with more power packed into a single app. Shop the world with ease, send payments near and far, and much more. Find what matters to you and keep track of it more easily by downloading the latest version of the app.