PayPal - Pay, Send, Save

PayPal Mobile

About this app

PayPal is a smart and secure way to shop in-store and online, earn cash back on brands you love, send money to friends and much more. Get started in the app.

SAVE OFFERS IN THE APP
Get cash back offers* from brands you love. We’ll automatically apply them at checkout.
*Eligible items only. Redeem points for cash or other options. Terms and exclusions apply: PayPal.com/rewards-terms

SEND AND REQUEST MONEY FOR FREE
Securely send and receive money with just about anyone in 120+ countries
It’s free to send and receive with friends & family in the US when funded by a bank account or PayPal balance

GET THE PAYPAL DEBIT CARD AND EARN CASH BACK
Request your card right in the app. No credit check required.
Shop with your PayPal balance everywhere Mastercard® is accepted.
Earn 5% cash back on a category you choose each month*
 
*5% cash back earned as points you redeem for cash & other options on up to $1000 spend/month. Terms apply: http://paypal.com/rewardspal.
A PayPal balance account is required to get the card.
The PayPal Debit Mastercard® is issued by The Bancorp Bank N.A. (“Bancorp”), pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal. PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions: https://www.paypal.com/us/legalhub/pp-balance-tnc#holding

GROW YOUR MONEY WITH HIGH-YIELD PAYPAL SAVINGS
Roll your money into PayPal Savings and earn a current 4.30% APY–that’s 9x the national average*
Easily manage your account right from the app. Transfer money in and out, set individual goals, and track your progress as your savings grows.

*As of June 07, 2023, the annual percentage yield (APY) for PayPal Savings is 4.30%. This is a variable rate and can change at any time, including after the account is opened. National average source: FDIC National Rates and Rate Caps as of August 19, 2024: https://www.fdic.gov/resources/bankers/national-rates/#one PayPal is a financial technology company, not a bank. Banking service provided by Synchrony Bank, Member FDIC. PayPal Balance account is required to use PayPal Savings. 

TRACK YOUR PACKAGES
View your orders and their delivery status right from the PayPal app–even if you didn’t pay with PayPal. Simply link your Gmail to get started.
Get live updates each step of the way until they arrive safely at your door.
Not all sellers are participants.

PAY IN 4 WITH NO LATE FEES
Split everyday purchases into 4 interest-free payments at millions of online stores.
No late fees. No impact to your credit score.
Manage payments right in the app.

*Pay in 4 is available upon approval for purchases of $30 - $1500 and is currently not available to residents of MO or NV. 18 years old or older to apply. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. NM residents: Go to paypal.com/us/webapps/mpp/campaigns/newmexicodisclosure. Learn more at paypal.com/payin4

TRUST & SECURITY
Transactions are encrypted and we don’t share your full financial info.

Availability of features varies by market.

PayPal
2211 N 1st St San Jose, CA 95131

Ratings and reviews

Quick and easy payment sent digitally to a friend. So convenient and so quick! And without a fee which was really nice!!! *Edit* I still love PayPal since making my last review. I enjoy sending money to my friends quickly and without fees. The world we live in never comes without fees! Relish this time and this app! 😄 Who knows how long it will stay this way!

Functionally ok, deceptive and full of confusing data. Combines Credit and Debit card transactions when trying to view one card, doesn't display % back on some transactions though they may actually be calculated in the statement. Went through a chargeback due to fraud and the money showed credited and deducted about 5x across several months... overall very inconvenient for tracking payments.

a bit clunky to navigate. NO explanation of fees anywhere. If I'm purchasing something, I want to pay the insurance, not the seller. There is no option for this. If I agree a sale price with someone then go to send the money I can't pay that fee, I have to manually calculate it, but I can't do that as you don't clearly state anywhere what the fee is. I spent almost half an hour looking and gave up. I don't want to have to then try and get the seller to send an invoice...it's too much hassle.

What’s new

Get the latest update, so you can pay, send and save smarter. Unlock cash back offers and more. With PayPal, it really adds up.