PayPal - Send, Shop, Manage

PayPal Mobile

About this app

More ways to PayPal— It’s a simple and secure way to get paid back, send
money to friends, discover cashback offers from brands you love, manage
your account and more.

SEND AND REQUEST MONEY FOR FREE
• When funded by a bank account or with your PayPal balance, it’s free to
send money or get paid back by friends and family in the US on PayPal
• Request money securely from friends or family and personalize your
payments

FIND DEALS RIGHT IN THE APP
• Stack your rewards – Get cashback offers1 from brands you love and keep
collecting your eligible credit card points* on top of it all
*Subject to issuer’s rewards program terms
PayPal rewards are subject to applicable terms: paypal.com/us/legalhub/pp-rewards-program-tnc

TRACK ORDERS STRAIGHT TO YOUR DOORSTEP
• Auto-track your packages even if you didn’t pay with PayPal and get live
updates each step of the way
• Simply link your Gmail account to track your packages or add tracking
details manually in the app if it didn't update automatically. Not all sellers are
participants

PAY IN 4 WITH PAYPAL
• Buy now and pay later by splitting your purchase into 4 interest-free
payments at millions of online retailers with no late fees
• Payments are easy to manage in the app
Pay in 4 is available upon approval for purchases of $30 - $1500 and is
currently not available to residents of MO or NV. 18 years old or older to
apply. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to
a CA Finance Lenders Law License. GA Installment Lender Licensee, NMLS
#910457. RI Small Loan Lender Licensee. NM residents: Go to
paypal.com/us/webapps/mpp/campaigns/newmexicodisclosure. Learn more at paypal.com/payin4

ACCESS YOUR PAYPAL BALANCE WITH THE PAYPAL DEBIT CARD
• PayPal Balance account required to get the card
• Easily transfer funds from your bank balance to your PayPal balance
• Shop everywhere Mastercard® is accepted and withdraw cash at ATMs
worldwide. Do it with no fees at 37,000+ MoneyPass® ATMs2
• No credit check required
More information and terms available here: paypal.com/us/debitcard
1 Deals may change and are subject to availability. Eligible items only.
Redeem points for cash or other options. Terms and exclusions apply. See
PayPal Rewards terms and conditions at PayPal.com/rewards-terms. 2 ATMs
must display the Mastercard®, Cirrus®, Pulse® or MoneyPass® acceptance
marks. Up to $400.00 USD daily withdrawal limit applies. Transactions at
non-MoneyPass ATMS have a $2.50 ATM Domestic and International
Withdrawal Fee. No fee for MoneyPass ATM Withdrawals in the U.S. Foreign
Transaction Fee applies for International ATM Withdrawals. ATM operator feesmay also apply. The PayPal Debit Mastercard® is issued by The Bancorp Bank, N.A., pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This is a debit card linked to your PayPal Balance account and is not a credit card. Card may be used everywhere Mastercard is accepted. The Bancorp Bank, N.A., is issuer of the Card only and not responsible for the associated accounts or other products, services or offers from PayPal.PayPal is not a bank and does not itself take deposits. You will not receive any interest, credit, or other earnings on the funds in your PayPal Balance account. Your U.S. dollar PayPal Balance funds are eligible for FDIC pass-through insurance up to applicable limits, only if you have opened a PayPal Debit Card account, have enrolled in Direct Deposit, or have bought or received cryptocurrency. FDIC insurance does not protect you against the failure of PayPal. See PayPal Balance Terms and Conditions: paypal.com/us/legalhub/pp-balance-tnc#holding
 
TRUST PAYPAL SECURE TRANSACTIONS
• PayPal helps keep your financial information secure, with commercially
available encryption and fraud protection

Availability of features varies by market

Ratings and reviews

The app could be a little more user friendly, and it has a few glitches every now and then, but otherwise it's a great app the use and it's convenient by keeping all your cards in one place and able to use them all from one place. It would be better if they offered the tap and go service, and if it didn't cost so much to send money to new picked up as cash from a store! But it does have some cool features that similar apps don't such as offering to set up a charity, and the package tracking!

It gets the job done, but recent UI changes make it very frustrating to use. To accept a transaction, it used to be 2 obvious taps. Now I need to decline to keep it in PayPal by clicking something that doesn't look like a button, then decline to use their "transfer in minutes" offer, and so on. It's like the UX manager read a blog post on dark patterns in UI design and though that was a good idea. News flash, people know when you're trying to scam them, and they tend to not like it.

I would like to start by saying I do like PayPal as an app, it's the only one I can take international payments from. The issue lies in it's security and verification systems. You can't move your cards around without it blocking your entire card number. Now the problem gets more ridiculous when they ask you to verify with an ID. I provided it with a perfectly clear image of my driver's lisence. Nothing was blurry, and it was perfect to read. With 3 attempts it says the verification failed.

What's new

Do more with PayPal, with more power packed into a single app. Shop the world with ease, send payments near and far, and much more. Find what matters to you and keep track of it more easily by downloading the latest version of the app.