Pegadaian Digital

57.3K reviews
Content rating
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About this app

About this Application

Pegadaian Digital is an application-based Pawnshop service that helps you make Pawnshop transactions via smartphone. Want to lay down? certainly can!
There is a new Premium Pawn Feature, a Pawn feature from home with an appraisal of collateral so that funds can be disbursed directly from your home.

Why should you download the Digital Pawnshop Application?

First, log in to the Digital Pawnshop Application using the Smart Access feature. It's easier, faster and safer with the presence of biometric technology, if you want to log in, you just need to stick your finger. Sophisticated right!

Second, you can update the price of gold every day and see its movements in the past 1 year, so if asked by your father-in-law, you can explain.

Third, there are several features that you can take advantage of:

Gold: Open a new gold savings, buy (top up gold savings), sell, transfer, print gold and apply for a gold card
Pawn: Pawn Booking, Gold Savings Pawn, Physical Gold Custody, and filing for securities
Financing: Submission of Online Business Financing and Hajj Funding.
Pawn Payment: Redeem, Install Pawn, Extend Pawn
Installment Payments: Gold Installments, My Gold, Pawn Installments, Business Financing
Purchase Credit, Electricity, Water (PDAM) and telephone (telkom). Also Top Up E-Wallet: Gopay, Ovo, Shopee
Gold Installment: Can Install Gold Bars and Jewelry Installments at Merchants.
Search for the nearest branch/outlet so you don't get lost.
Transaction history so you don't forget yourself.
Information about products and services and much more.

Fourth, you can enjoy the convenience and comfort of purchasing and payment transactions through Bank BRI, BNI, BCA, Mandiri, Permata, Maybank. In addition, you can use the BNI Virtual Account (VA) and Mandiri Clickpay payment methods. The newest one is an additional payment method from shopee pay! Easy isn't it?

Fifth, you can pawn your gold savings balance through the Gold Savings Pawn feature, when you need funding you can immediately click, and the disbursement goes directly to your account. The Gold Savings Balance will be locked in the number of grams that you pledged and will be available again after paying it off. Minimum transaction IDR 50,000.

Sixth, you can apply for gold bar installments from 0.5 to 25 grams with down payments ranging from 15% and a tenor of 3 to 36 months. The maximum margin is 0.92% per month with special discounts depending on the size of the down payment. This means, in one year the margin for Installment Gold bars is 11.04%

For example, financing a 10 gram gold bar costs IDR 9,047,000 with a 12 month tenor and a 20% down payment. The down payment that must be paid is IDR 1,809,400 plus an administration fee of IDR 50,000. With a capital lease of 0.83% per month after getting a discount, the installments paid are IDR 664,127 per month. The total paid in a year is IDR 9,828,924.

Don't forget to upgrade the Premium Account so you can use all the features in the application such as: Sell, Transfer & Print Gold, Pawn Gold Savings, and disburse directly to the account. You can do this through the Pegadaian Digital Application, you know or you can also go to the nearest Pegadaian outlet. Our officers will be happy to help you.

For those of you who have been Pegadaian customers previously, you can process the CIF Link from the Settings menu, so that all of your transaction history at the Pawnshop can be monitored from this application.

Warning!!! For security in transactions, please keep your personal data confidential! (Mobile number, email address, OTP code).

Happy transaction using Pawnshop Digital, just from home, you can lie down!
For services/ suggestions/ reports of technical problems, please contact:

Tel : 1500569
WA Chat : 081324432443
E-mail :
Updated on
Aug 7, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 2 others
Data isn’t encrypted
Data can’t be deleted

Ratings and reviews

56.8K reviews
Ainur Rofiq Mustamar
August 24, 2023
Apps should be made easier for the user. Your voucher exchange for Undian Poin is so awfull as it can only be done one by one, and there is no option for bulk exchanges. If a customer has 25.000 points, and 10 points are for 1 voucher, the customer must do the process 2.500 times to exchange all of his points? Ridiculous, right? Think from the customer's point of view, please.
7 people found this review helpful
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Tamara Tanuatmadja
September 11, 2023
Multiple errors in application, e.g. points went missing, payment didn't get detected. Any problems reported to customer service did not get resolved. Customer service only gave the standard answer of we are currently looking into the issue, please wait 7 working days. After 7 working days, they make you wait for 7 more and then please wait indefinitely. AVOID THIS APPLICATION AT ANY COST.
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PT Pegadaian (Persero)
September 26, 2023
We highly regret the inconvenience. However, we could not understand the exact problem. Please shoot us a message at Whatsapp 081324432443 with relevant details. We'll be more than happy to assist you. Thanks.
yasra pradana
October 10, 2020
Edit: The app is still very slow. It does not have a continous logged in feature, so we have to keep inserting our emails (no autofills/remember me as well) and pass everytime we open the app. Once logged in everything is still slow, even making a transaction is not really a real-time because we have to wait a couple of minutes up to couple of hours to get our transaction displayed correctly on the app. I really want to use this app, please update with a better experience for the user. Thank you
131 people found this review helpful
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PT Pegadaian (Persero)
October 9, 2020
Hi, we apologize for the inconvenience, please relogin the application and wait for the maximum process of 3x24 hours, if there are still problems, please contact us via email to

What's new

Makan Candil Di Johar Baru
Jangan Lupa Pakai Bubur Lemu
Pegadaian Digital ada yang Baru
Yuk Update untuk kenyamanan transaksimu

Ada yang baru, Ada yang seru,
Segera Update Aplikasimu!

Kami update versi terbaru untuk kenyamanan transaksimu. Apa aja sih yang baru?

Poin jadi Undian
Customer Consent
Gadai Premium
Gadai dari Rumah
TE Rencana
Enhancement Aplikasi dan Bug Fixing

Yuk Segera Update versi terbaru 5.5.0
Rasakan Pengalaman transaksi dengan Pegadaian Digital yang semakin seru!