PerkFinance partners with Employers to provide financial wellbeing products to their employees. The PerkFinance app is a digital lending platform for salaried employees to avail financial welfare solutions like Personal Loans etc. These loans can be used for any purpose
• personal expenses
• medical emergency
• education fees
• holiday travel
• two wheeler purchase
• appliance purchase
• marriage expenses
• and others
Borrowers can customise the amount (Rs. 10,000 to Rs. 1,00,000) and tenure (3 months to 12 months) of the loan as per their financing needs.
The loans are reported to the credit bureau and can be used to improve your credit score and get approval for higher loan amounts, longer tenures and reduced rates of interest.
PerkFinance loans are offered only to borrowers working with our partner employers. Please select your employer at the time of sign up. In case your employer is not signed up with us, please refer your employer to us to avail loans at the best rates of interest. Please share the contact details of your employer and we will get in touch with them.
How does it work?
1. Download the PerkFinance android app and sign up with your employment details
2. Complete profile information and upload your PAN, ID like Passport / Aadhaar, Payslip/Employee ID to apply
3. Get money in your salary account
4. Loan repayment EMIs deducted directly from your salary
• Industry best Interest rates from 0.99% - 1.99% per month depending on customers profile and loan tenure
• Get loans for all your personal needs including business, education, medical, vehicle, travel etc.
• Loans available on mobile, no need to visit banks and filling long forms
• No physical documentation: Documents to be uploaded on the mobile application
• Loan amounts ranging from ₹5,000 to ₹1,00,000
• Short repayment from 3 months to 12 months; reduced term leads to reduced interest payments
Please contact us at firstname.lastname@example.org