Paisayaar-Easy Safe Cash Loan

JingleCred Digital Finance Limited

About this app

🏆️Paisayaar is an excellent financial service platform registered in Pakistan. NBFC license authorized by SECP. Provide fast, flexible and secure loan services for Pakistani citizens. Users can apply for personal loans up to Rs 50,000 anytime, anywhere through mobile phones.

📝Details of the loan are as follows:
📅Term of Loan: from 61days to 90 days
💰 Loan Amount: Rs. 1,000 to Rs. 50,000
👉Maximum annual fee rate (APR): 2%-12% per year

For example:
Calculation of Rs. 12,000 for 3 months costs show as below:
Monthly markup rate: 12%/12 = 1%
Total markup: Rs. 12,000*12%/12*3 = Rs. 360
Total Repayment amount: Rs. 12,000+Rs. 360 = Rs. 12,360
Monthly payment amount:Rs. 12,360/3 = Rs. 4,120

❓[Product advantages]
😋No threshold, no guarantee, if your age is 18+.
😎No need to wait a long time.
⌚️24 hours online verification.
🏦Information security, multiple privacy protections to prevent disclosure.

❓[How to get a loan?]
👍️Download Paisayaar from the google play store on your mobile phone.
😋Register with your mobile phone number.
⭐Fill in your personal information, take your clear photo, and submit your application.
🛡️Wait for approval, and disbursement begins.

❓[How to repay?]
🏦Make repayments via Easypaisa. There are three different methods to repay the loan using Easypaisa,
🔒Easypaisa App, Easypaisa USSD

[Personal information security]
We have passed the review of the Securities and Exchange Commission of Pakistan (SECP) and obtained relevant loan qualifications. We guarantee your information security and provide reliable credit loan services.
For Paisayaar, your information security is the most important thing for us. We have strict data protection and verification procedures, and we will never provide your information to third parties without your consent. This Privacy Agreement may be changed from time to time. You should check this Privacy Policy regularly, our Privacy Policy link is: https://www.paisayaar.pk/h5/privacidad.html
If you have any questions about our Privacy Policy, you can contact us by customer service phone number, email, etc. We have a professional customer service team to answer your questions. You are obliged to understand and review this Agreement. If you have any questions, please send your feedback to our official email [e-mail]).

💝[Contact Us]
Please contact us if you need help！
👍🏻Company name: JingleCred Digital Finance Limited
❤️Principal Business: Nano Lendings
🛡️Status of company: NBFC (Investment Finance Service)
📝License No. : SECP/LRD/78/JDFL/2022-85
⭐Product name: Paisayaar
💌Contact us by Email: [e-mail]
📞Contact us by phone: [phone]
⌚️Service Time: 9:00-18:00
📍Address: Apartment #3, 2nd Floor, Jispal Plaza, Plot #5, Sector G-8/4, Islamabad.

Ratings and reviews

I had a very disappointing experience with the Paisayaar application. Their team starts calling 2–3 days before the due date just to remind you about the payment, which becomes very annoying. On top of that, the markup is extremely high — you almost end up paying nearly double the amount you receive. Overall, a very frustrating platform and I would not recommend it.

I took a loan from this app, but my experience has been very disappointing. The interest rate is extremely high and the late fee charges are also very excessive. Another big issue is that their representatives keep calling from different numbers and disturb a lot. Sometimes they even speak in a rude and unprofessional manner, which is not acceptable. The company should train their representatives to talk politely with customers and also make their charges more reasonable.

Dear all users, please note in this app and all of apps like it also not suitable because rate of interest is very high. whenever you take a loan and you are failed to pay it timely. the apps management allowed hus staff to hack all of your mobile data and blackmail you through the calling on your phone book mobile numbers. so, it is my advise to keep away from it. thanks

What’s new

Optimize the process and improve the user experience