PhoneParLoan:Personal Loan App

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About this app

Phoneparloan is the quickest and the easiest personal loan app running in partnership with the leading NBFCs. Situations and opportunities do not come knocking at your door! But we can, through the PhoneParLoan App! Avail instant hassle-free loans with zero-collateral fees and very low-interest rates with flexible repayment tenures.

Your privacy is our No. 1 priority as we understand that it is very precious to you.

Documents required
At PhoneParLoan, we pride ourselves on being customer friendly and transparent. Just upload 4 clear scanned documents and avail the benefits of the app.

1. PAN card
2. Identity proof(driving license/voter id/passport/ Aadhaar card)
3. Selfie, Your original signature ( should match with the PAN card signature)
4. Bank Account Statement ( 6 months)

That’s it! You are all set to move forward.

The 3 step app process
Download and enter just a few pieces of information to create your profile. Remember, every information furnished by you should be correct and complete.

1. How much do you need? (10k to 5 lakh)
Enter the loan amount and the number of days you need the loan for. Press “START NOW”.

2. The registration process will begin.
Provide your basic information and get the offer.

3. Complete KYC, ENach and get a loan in your account.
Sit back and relax while your credit is on the way!!

Loan Terms

Loan Amount: From ₹10,000 to ₹5,00,000
Repayment Duration: From 6 months to 5 years
Annual Interest Rate: From 16% - 39%*
Processing Fees: From 2% - 8%*

For example, a loan of ₹50,000 with an annual interest rate (APR) of 24% and a repayment tenure of 12 months has a processing fee of ₹1,750 + ₹315 GST (No additional fee) & a monthly EMI of ₹4,728. The disbursed amount is ₹47,935 & the Total interest is ₹6,736. The total loan repayment amount is ₹56,736.

*These numbers are for representation only and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment.

Types Of Loans
Multiple loan options for all purposes. Avail loans starting ₹ 10,000 and get flexible repayment options! Get money on credit with a single tap.
Personal Loans:
Personal loans for all your personal financial needs, pending bill payments, house rent, etc..
Travel Loans:
Want to visit your dream holiday destination? Are you falling short on cash? Now with travel loans, you can get money on credit to suffice all your travel expenses at low-interest rates.
Vehicle loans:
Your dream car awaits you! Get loans up to ₹5,00,000 with just a few clicks.
Wedding Loans:
Your destination wedding awaits! Gather up your bridesmaids, groomsmen and get ready to make your most important day more memorable. Get wedding loans within minutes.
Repayment Loans:
Urgent need of money for repayment of debt or emergency expenses? PhoneParLoan offers repayment loans with low-interest rates and flexible loan tenure.
Medical loans:
Emergency medical expenses can arise anytime without a warning. We at PhoneParLoan understand you. Get money on credit online through the app.
Renovation Loans:
Always dreamt of decorating your house a certain way? Don’t you worry we got you covered!
Available PAN India.
New Indias’ new digital money lending and instant personal loan app.

For a faster process, we require the following App permissions:

We read only transactional SMSs to ascertain the credit-worthiness and offer amount

To check the serviceability of a loan application & to expedite the KYC process

Camera & Media Access
Helps you upload your selfie as a part of the application process

Read Device Info
To securely link the loan application to the user's phone

App Installs
To understand the user's behavior

Read More:

Privacy Policy:
T&C :
Updated on
Mar 12, 2022

Data safety

Developers can show information here about how their app collects and uses your data. Learn more about data safety
No information available