PhonePe UPI, Payment, Recharge

Contains ads
8.77M reviews
Content rating
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

PhonePe is a payments app that allows you to use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and also make instant payments at your favourite offline and online stores. You can also invest in mutual funds and buy insurance plans on PhonePe.
Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment and banking needs, and is much better than Internet banking.
Things you can do on PhonePe App:
Money Transfer, UPI Payment, Bank Transfer
- Money Transfer with BHIM UPI
- Manage Multiple Bank Accounts – Check Account Balance, Save Beneficiaries across multiple bank accounts like SBI, HDFC, ICICI & 140+ banks.
Recharge Mobile, DTH
- Recharge Prepaid Mobile Numbers like Jio, Vodafone, Idea, Airtel etc.
- Recharge DTH like Tata Sky, Airtel Direct, Sun Direct, Videocon etc.
Bill Payment
- Pay Credit Card Bills
- Pay Landline Bills
- Pay Electricity Bills
- Pay Water Bills
- Pay Gas Bills
- Pay Broadband Bills
Buy or Renew Insurance Policies
- Term Life Insurance
- Hospital Daily Cash Insurance: Cover of up to Rs. 4.5L for hospitalization expenses
- Dengue & Malaria Insurance: Get covered for 6 mosquito-borne diseases for as low as Rs. 49/year
- Coronavirus Insurance: Stay protected against COVID-19 related hospital expenses
- Domestic Multi-Trip Insurance: Stay secure every time you step out of your home
- International Travel Insurance: Secure your next international trip in seconds!
- Bike Insurance: Protect your 2-wheeler against damages, accidents and financial losses
- Personal Accident Insurance: Insure yourself against accidents & disablement
- Car Insurance: Protect your car against damages, accidents and financial losses
Mutual Funds, Investments
- Liquid Funds: Get higher returns than your savings bank account
- Tax Saving Funds: Save up to Rs. 46,800 in tax & grow your investment
- Super Funds: Achieve your financial goals with expert help
- Equity Funds: High growth products curated as per your risk appetite
- Debt Funds: Get stable returns without any lock-in period
- Hybrid Funds: Get a balance of growth and stability for your investment
- Buy or Sell 24K Pure Gold: Get assured 24K purity & build your Gold savings
Make Online Payments
- Make online payment on various shopping sites like Flipkart, Amazon, Myntra etc.
- Pay for online food orders from Zomato, Swiggy etc.
- Pay for online grocery orders from Bigbasket, Grofers etc.
- Pay online for travel booking from Makemytrip, Goibibo etc.
Make Offline Payments
- Scan and Pay via QR Code at local stores like kirana, food, medicines etc.
Buy PhonePe Gift Cards
- Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the PhonePe app.
Manage your refunds
- Manage and track refunds from your favorite shopping websites on PhonePe.
For more details, please visit our website at
Permissions for App and reasons
SMS: to verify Phone number for registration
Location: a requirement by NPCI for UPI transactions
Contacts: for phone numbers to send money to and numbers to recharge
Camera: to scan QR code
Storage: to store scanned QR code
Accounts: to pre-populate email ID while signing up
Call: to detect single vs dual sim and let user choose
Microphone: to carry out KYC video verification
Updated on
Aug 10, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted
8.77M reviews
Pankaj Gaikwad
August 12, 2022
Initially it was great using Phone Pe . But , since last 3-4 weeks I have been facing a lot of problems which is really irritating me . Problems which I'm constantly facing while using the app are : 1. The payments take very long time to process . 2. Payment failures occurs almost 3 / 4th of the time . 3. Most of the time when I check the balance , it shows that there's a technical error . And it's not because of any network issue . Because , at the same time all the other apps function at their
41 people found this review helpful
Did you find this helpful?
August 12, 2022
Hi Pankaj! We understand your concern. Transactions are usually completed instantly. But sometimes it might fail due to dependency on the bank's server. Please allow us to look into your transactions. Contact us via in-app support with the transaction ID. We'll get it checked and update you on the refund status. ∞AK
Saurabh Sanjay Sabade
July 5, 2022
Best And Superfast App...But, not working properly from the last month. I can scan any barcode and make the payment through it. But, when I opt for mobile transfer to any person, my keyboard does not pop up. Not at all. Please help, as I tried everything. I cleared its data, cache, and even unistalled & reinstalled the app. But, all in vain. I have not been able to understand the problem even after looking for it on google & Youtube.
10,680 people found this review helpful
Did you find this helpful?
vasim momin
July 31, 2022
This is frustrating. For every single transaction the app is getting stuck. Everytime you update the app, everytime you get into a new trouble. App is getting worse and worse with every update. Bills are not getting paid in one go and surely, reversal of failed transaction is not the solution for it. It's time to say good bye to PhonePe
3,477 people found this review helpful
Did you find this helpful?
July 31, 2022
Hi Vasim! We are sorry to hear that. Request you to share the screenshot of the error via the link: or reach us via in-app support for us to assist you. ^JP

What's new

Get. Set. Gold!

You can now accumulate Gold at regular intervals by setting up a Gold SIP on PhonePe!

P.S: Without worry about market risks and fluctuations! (Yay!)