PhonePe is a payments app that allows you to use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and also make instant payments at your favourite offline and online stores.
Link your bank account on the PhonePe app and transfer money with BHIM UPI instantly. The PhonePe app is safe and secure, meets all your payment and banking needs, and is much better than Internet banking. No need to remember IFSC codes, account numbers, or other details. Make instant bank transfers with BHIM UPI by just using a mobile number or a unique payment identity – your Virtual Payment Address (VPA).
Things you can do on the PhonePe app:
Transfer money with BHIM UPI: Send and request money from your contacts anytime, anywhere. You can also check your account balance, save beneficiaries and manage multiple bank accounts across banks like Yes Bank, SBI, ICICI Bank, HDFC bank, Bank of Baroda, Canara Bank and over 140+ banks.
Recharge your mobile and DTH connection: Recharge your prepaid mobile for operators like Jio, Vodafone, Airtel, Idea. You can also recharge your Datacard/DTH connections across leading providers like Tata Sky, SUN Direct, Airtel Direct, Videocon D2H.
Pay Credit Card Bills: Pay credit card bills for Visa, Amex, MasterCard, Rupay and Diners.
Pay Utility Bills: Pay landline bills across providers like Airtel, BSNL, Tata DoCoMo, MTNL, Reliance and electricity bills across 180+ billers including BESCOM, BSES, IGL, TNEB, MSEDCL. You can also pay your water, gas and broadband bills quickly and easily.
Use your favourite Apps on PhonePe Switch: Use your favourite food, travel, shopping and grocery Apps on ‘PhonePe Switch’, without downloading them. Order food on Domino’s, Faasos, OvenStory, FreshMenu, Box8 and more food apps. Make travel bookings across redBus, Goibibo, redBus, Oyo, MakeMyTrip, Treebo etc.
Buy and Sell Gold: Buy and sell 24K Gold at live market rates. The Gold you buy gets stored in a free and secure bank locker.
Buy PhonePe Gift Cards: Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the PhonePe app.
Invest in Tax saving funds: Save tax quickly and easily by investing in tax saver funds on the PhonePe app.
Make easy online payments: Pay easily for electronics, mobiles, fashion, home and kitchen appliances across your favourite online shopping sites like Flipkart, Myntra.
Pay at shops and offline stores: Pay at your neighbourhood kirana store and across your favourite food and shopping outlets like KFC, Bata, More, Star Bazaar, Cafe Coffee Day, Pantaloons etc.
Manage your refunds: Manage and track refunds from your favourite shopping websites on PhonePe.
For more details, please visit our website at https://www.phonepe.com
Permissions for App and reasons:
SMS - We use this to verify Phone number for registration
Location - This is a requirement by NPCI for UPI transactions
Contacts - We use this to for phone numbers to send money to and choose numbers to recharge.
Camera - We use this to scan QR code.
Storage - We use this to store scanned QR code.
Accounts- We use this to pre-populate email ID while signing up.
Call - We use this to detect single vs dual sim and let user choose
Microphone - We use this to carry out KYC video verification