PhonePe: UPI, Recharge, Investment, Insurance

Contains Ads

PhonePe is a payments app that allows you to use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and also make instant payments at your favorite offline and online stores. You can also invest in mutual funds and buy insurance products on PhonePe.

Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment and banking needs, and is much better than Internet banking.

Things you can do on the PhonePe app:

Transfer money with BHIM UPI
- Send and request money from your contacts anytime, anywhere. Instantly transfer money to any mobile number with UPI and also send money to any bank account using an IFSC code.
- Check your account balance, save beneficiaries & manage multiple bank accounts across banks like SBI, ICICI, HDFC & 140+ banks.

Recharge your mobile and DTH connection
- Recharge your prepaid mobile for operators like Jio, Vodafone, Airtel, Idea.
- Recharge Data card/DTH connections across leading providers like Tata Sky, SUN Direct, Airtel Direct, Videocon D2H.

Pay your Credit Card Bills
- Pay credit card bills for Visa, Amex, MasterCard, Rupay & Diners in just a few clicks!

Pay Utility Bills
- Pay landline bills across Airtel, BSNL, Tata DoCoMo, MTNL, Reliance & electricity bills across 180+ billers like BESCOM, BSES, IGL, TNEB, MSEDCL.
- Pay your water, gas and broadband bills
- Set Autopay and opt for recurring monthly bill payments using your credit card & never miss a bill payment again.

Insure your health
- Get assured cash daily on hospitalisation. Plans offering up to Rs.5000 per day! No pre-medical test or medical bills required.
- Pay premiums as low as Rs.266/ year.
- Stay protected against COVID-19 with PhonePe’s Coronavirus Insurance.

Insure your car & bike:
- Protect your two-wheeler with PhonePe’s bike insurance.
- Covers third-party damages as well.
- Protect your car against financial losses & damages with PhonePe’s car insurance. Premiums starting from Rs.2072/yr only!

Domestic & International Travel Insurance
- Stay safe while travelling abroad with PhonePe’s International Travel Insurance.
- 24X7 support in 200+ countries!

Buy and Sell Gold
- Buy and sell 24K Gold.
- The Gold you buy gets stored in a secure locker.

Manage your Wealth with Mutual Funds
- Grow wealth with the right balance of Equity and Debt, and plan for a brighter future.
- Save tax quickly and easily by investing in Tax Saving Funds on PhonePe.

Make easy online payments
- Pay for electronics, mobiles, fashion, home and kitchen appliances across your favorite online shopping sites like Flipkart, Myntra.

Make Safe, Contactless offline Payments
- Scan and Pay via QR Code at local stores like kirana, food, medicines etc.

Use your favorite Apps on PhonePe Switch
- Use your favorite food, travel, shopping & grocery Apps on ‘PhonePe Switch’, without downloading them.
- Order food on Domino’s, Faasos,, Box8 and more food apps.
- Make travel bookings, shop, play & do more!

Buy PhonePe Gift Cards
- Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the PhonePe app.

Manage your refunds:
- Manage and track refunds from your favorite shopping websites on PhonePe.

For more details, please visit our website at

Permissions for App and reasons:
SMS: to verify Phone number for registration
Location: a requirement by NPCI for UPI transactions
Contacts: for phone numbers to send money to and numbers to recharge
Camera: to scan QR code
Storage: to store scanned QR code
Accounts: to pre-populate email ID while signing up
Call: to detect single vs dual sim and let user choose
Microphone: to carry out KYC video verification
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6,760,005 total

What's New

Know what’s been living in our heads rent-free?

This release and everything it brings with it.

Like the all-new ‘Rent’ option in the Recharges & Bill Payments section. Make monthly rent payments with your Debit or Credit card or through UPI and download rent receipts as and when you need them.

Or the ease with which you can now set up an Auto top-up instruction for your PhonePe wallet: just tap the ‘Top up’ button on the Homepage.

Here’s to happier landlords and fuller wallets :)
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Additional Information

July 22, 2021
Current Version
Requires Android
4.3 and up
Content Rating
Offered By
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