Never take housing loan from PNB housing finance. They actually cheating customers. The staff and managers don't have time to speak to us. They always talk us about fixed interest loans only and give extra little discounts also but as per RBI roles in fixed interest loan finance company can take pre closure charges. But in floating interest loans no extra cost for pre closure charge. Customer service number always busy. Please don't take loan from PNB its a NBFC, try it with any bank
If the loan account number is having the same account number as saving or current accounts, with RTGS/NEFT details, it's most helpful.because whenever we get some extra income we can credit it to loan .
Would have been great if account statement with principal and interest components included. And an option to check amortization schedule. Without these I feel it's useless to show the information that the customer is already aware of.
Why dont you show outstanding amt and rate of interest.
Need lot of improvements: 1. Show principal and interest component separately. 2. Need a calculator which would show revised Emi and tenure on part payment. User can decided then what to do. 3. Need to show current ROI. 4. Whenever I open the app, it says download latest version, but version is already latest. It's a bug. These all should be resolved ASAP.
Don't show outstanding amount. Don't provide account account statement. Poor app.
Now you can avail pre-approved topup loan.