PNC Mobile

PNC Bank, N.A.

About this app

Manage Accounts:
- View account balances and transactions
- View statements and documents
- Deposit checks¹

Pay & Transfer:
- Send and receive money with people and businesses you know and trust with Zelle®²
- Transfer money between your PNC and external accounts.³
- Schedule and manage bill payments.
- Make payments to your PNC accounts.

Send Money with Zelle® - With just an email address or U.S. mobile number, you can quickly and easily send, request and receive money with people and businesses you know and trust—free in the PNC Mobile app.²

Rewards - View and manage your relationship and card rewards.

Profile & Settings:
- Manage your personal information and account preferences.
- Customize your PNC app experience.
- Manage your sign in preferences and alerts.

Virtual Wallet® Spending & Budgets:
- View your spending and set budgets.
- See where you're spending your money with categories like restaurants, gas and more.
- Create budgets to help stay on track.

Important Legal Disclosures & Information
1) PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. Use of the Mobile Deposit feature requires an eligible PNC Bank account and a supported camera-equipped device. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Digital Services Agreement.

2) Zelle® should only be used to send or receive money with people you know and trust. Before using Zelle® to send money, you should confirm the recipient's email address or U.S. mobile phone number. Neither PNC nor Zelle® offers purchase protection for payments made with Zelle® – for example, if you do not receive the item you paid for, or the item is not as described or as you expected. To send or receive money with Zelle®, both parties must have an eligible checking or savings account at a participating financial institution in the U.S. Transactions typically occur in minutes between enrolled users. If the recipient has not enrolled, the payment will expire after 14 calendar days. See the PNC Zelle Terms of Use for additional terms and conditions. Use of Zelle® is subject to and conditional upon adherence to the terms and conditions of the PNC Zelle® Terms of Use.

PNC doesn’t currently charge a fee to send or receive money with Zelle®. However, your enrolled PNC account may incur overdraft fees, monthly service charges, and other fees as described in your account fee schedule.

3) There are limits to the number of transactions you can make from a savings or money market account per month.

Virtual Wallet is a registered mark of The PNC Financial Services Group, Inc.
Zelle® and the Zelle®-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
©2026 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association. Member FDIC

Ratings and reviews

The app is sort of ok, sometimes, when it works - which isn't often. Half the time it won't even open and when you force stop the app that fixes nothing - it still doesn't open. And occasionally when it opens then there are even more errors. It was and still is a piece of junk. The worst of any banking app I have used in the past or still use today. If you are dependent on an app then maybe this isn't the right bank for you. PNC needs to get into the 20th century, and then the 21st century!

The biggest problem with this app is that if you enable biometrics it will sign you out & not allow you to sign in again with biometrics, and it will be at the worst possible time. You'll have to redo everything to sign back in and reactivate it. Again, the timing for that is always arbitrary, but it will be at the worst possible moment for you. Not bad other than that inconvenient feature.

The inability to edit the description of individual items in account detail is a constant point of frustration. The only suggestion provided is to keep your own ledger - not progress. Tracking business deposits is complicated and a step back from working with 1stbank. also, send like I'm repeatedly logging in and verifying email addresses - hopefully, this becomes easier as time goes on.

What’s new

Thank you for using the PNC Mobile app. It’s been upgraded with intuitive and powerful tools and organized so important features you rely on are easy to find and use.

The new app experience is being released in phases. Some users will see it sooner than others, and all users will be updated over time.