Budget Planner & Money Tracker

In-app purchases
1.87K reviews
Content rating
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About this app

PocketGuard is a free budgeting app for people who want to be on top of their money. Personal finance made simple by smart algorithms, which means budgeting with PocketGuard is so easy that you don't have to spend your entire life crunching numbers. We take care of all the routines like expense tracking and bill monitoring so you can clearly focus on money management operations.

Always know what's in your pocket!
Basically, a budget is a difference between income and expenses. If it's positive - you're doing well. In any other case, the budget is unbalanced and needs attention. This is where the "IN MY POCKET" feature takes action. How much disposable income do you have after paying your bills, saving for your goals, and setting aside enough money for needs and wants? PocketGuard budgeting app does those calculations for you! Always know the actual safe-to-spend amount so you can fit your monthly budget.

Comprehensive analytics!
Budget and expense tracking are just a part of the story. If you wanna do money management the right way you need to learn from the data you track. PocketGuard free budgeting app provides you with various reports to let you see personal finances from different angles. Learn about your spending habits, make necessary adjustments, optimize your monthly budget.

Bill tracker and subscription manager!
You can use PocketGuard as a bill organizer. Once you connect bank accounts the app starts working as a finance tracker. All your bills and subscriptions will be identified automatically and included in your monthly budget. The bill organizer will help you never miss the due date again.

Do you want to lower your bills? Of course, you do! PocketGuard bill organizer gives you an easy way to negotiate better rates with your provider. So you can optimize your budget by cutting costs on services you use. PocketGuard subscription manager will help you to find subscriptions you might have forgotten about. This is another money management trick - stop paying for services you no longer need.

Set and reach your financial goals!
Goals are a key concept of budgeting. As was mentioned before, expense tracking is just a part of the story. Personal finance is made of goals. Let's say you want to spend less on shopping or to save more for vacation. These are financial goals. PocketGuard budget app gives you all the necessary tools to set them properly.

Set up your debt-payoff plan!
Nobody's perfect and almost anyone has debt to pay off. The question is: do you have a plan? Connect all your credit and loan accounts and we'll show you the way to a debt-free future. Our smart algorithm calculates the most profitable debt repayment strategy so you'll save hundreds or even thousands by paying less in interest!

We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN code and biometrics, like Touch ID & Face ID, as an additional security layer.

Currently, PocketGuard connects to U.S. and Canadian financial institutions only.

PocketGuard offers a premium subscription - PocketGuard Plus - which gives you access to additional features and not required to use PocketGuard.

If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase.

PocketGuard Plus subscription lengths and prices:
- Monthly - $7.99* / month
- Annual - $34.99* / year
- Lifetime - $79.99* one-time purchase

* Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice.

Privacy Policy: https://pocketguard.com/privacy/
Terms of Use: https://pocketguard.com/terms/
Updated on
Jun 16, 2022

Data safety

Developers can show information here about how their app collects and uses your data. Learn more about data safety
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1.87K reviews
Donnie johnathan muhammad
June 24, 2022
Even though my previous budget planner, True Bill, was inexpensive and offered quite a few helpful features, I still disliked one thing about it. I noticed that some features required a premium upgrade. They were of utmost importance to me. When I first tried PocketGuard, I realized that this budget app was developed specifically for me. It allowed me to organize bills and other expenses into categories for further convenience, and all features work just well.
2 people found this review helpful
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Ray brooks dominic
June 25, 2022
YNAB was my first budget app ever, and it was pretty good. It allowed me to pay off my consumer debts and pay for my wedding. However, it had one significant pitfall for me, which is that the software is very manual regarding expense tracking and balancing the spreadsheets. PocketGuard seems better to me as it is automated and more straightforward to use all features. 😎Budgeting became so much easier for me, and this tool is 100% free.
1 person found this review helpful
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Austin Gianni Allison
June 24, 2022
As I am one of those who realize the importance of budgeting, I have been using several financial tools for the last few years. My last choice, NerdWallet, was basically ok, but I disliked the freaky homepage design and ability to choose only a few transaction categories. In contrast, PocketGuard, my new budget planner, offers more categories, and I enjoy the interface. It’s more convenient to use.😃
1 person found this review helpful
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What's new

- Ability to use 2 data providers to improve overall connection success rate and bank aggregation.
- Increased the number of available category budgets from 2 to 3.
- Stability tweaks and other improvements to make managing your money as easy as possible.