Pocketly Instant Personal Loan

Speel Finance Company Private Limited

About this app

Pocketly–Your Go-To Instant personal loan app!

Need a quick loan? Say goodbye to long bank queues & endless paperwork! Welcome to Pocketly, the ultimate instant personal loan app designed to give you financial freedom exactly when you need it. Whether you are a student needing tuition fees or a salaried professional facing an end-of-month crunch, Pocketly is the secure online loan solution you have been waiting for.

With the Pocketly money app, credit is just a tap away. We offer a seamless experience that lets you get credit up to ₹50,000. Our smart technology ensures that once your KYC is approved, the loan amount is disbursed into your account within seconds!

Why Choose Pocketly?

We understand that financial needs can be urgent. That is why our quick loan process is designed for speed & simplicity
- Zero Physical Documentation: Complete your KYC online. No paper forms, no fuss. Everything is 100% digital
- Lightning-Fast Disbursal: Get cash in your bank account in seconds after KYC approval

Key Features:

- Credit up to ₹50,000: Get instant access to funds from small amounts up to ₹50,000 anytime
- Instant Disbursal: Complete your 100% online KYC in minutes on our instant personal loan app. Once verified, your quick loan is transferred immediately to your account
- Flexible Repayment Plans: Repay on your own terms! Choose a payback period of 61 days to 9 Months. Our interest rates are affordable, starting from just 2% to 3% per month

Who is Pocketly Money App For?

- Students: Do you need extra cash for books, exams or a trip? Pocketly is the perfect student loan companion to keep your studies & lifestyle on track
- Salaried Professionals: Facing an unexpected medical bill/utility expense? Use our quick loan feature to bridge the gap until payday
- Self-employed Professionals: Need urgent funds to cover small business expenses? Our loan assist feature provides the backup you need, instantly

Transparent Fees & Charges

Transparency is the core of our loan assistance promise.
- Interest Rates: 2% to 3% per month
- APR: 30% to 132%
- Processing Fees: 0% - 7.5% (GST extra as applicable)
- Tenure: 61 days to 9 months

Representative Loan Example
Here is how our online loan calculation works:
Loan Amount: ₹5,000
Tenure: 90 Days
Interest Rate: 36% per annum
Processing Fee: As applicable (assumed small fee for calculation)
Calculation:
Interest = ₹5,000 x 36% x 90/365 = ₹443.8
Total Repayment Amount: ₹5,000 (Principal) + ₹443.8 (Interest) = ₹5443.8
(Note: GST & processing fees will be extra as applicable)

Lending NBFC

Speel Finance Company Pvt. Ltd. (CIN: U65920MH1995PTC090558). Speel Finance Company Pvt. Ltd. is a RBI registered NBFC.
Speel Finance Company Pvt. Ltd. provides the loans as well as owns & operates the digital lending platform application Pocketly.

Take Control of Your Finances Today!

Get access to funds exactly when you need them. Whether you need a student loan for college expenses, loan assistance to manage monthly budgets or a quick loan for a medical emergency, we are here.

Join thousands of satisfied users who have made Pocketly their preferred online loan partner. Experience a true instant personal loan app where money reaches you in a flash.

Contact Us

If you have any queries or need help with our loan application, please reach out: [e-mail]

We store & analyze the transactional SMSs present on the users device to assess his/her credit worthiness.

Privacy & Policy: https://speelfinance.com/privacy-policy; https://pocketly.in/privacy-policy

Download Pocketly now, the smart loan assist & borrowing solution for modern India!

Ratings and reviews

Absolute transparency from start to finish! Most financial apps charge hidden penalty fees or extra convenience costs that aren't mentioned up front and it displays the exact breakdown of interest rates, processing fees, and net disbursal amount clearly before you click confirm. Repayments are equally smooth, and digital receipts are generated instantly upon payment.

​I took a loan of ₹1000 from the Pocketly app and I repaid the amount on time. However, even after completing the payment, my account has been showing "Under Review" for almost 6 month and I am not able to get a new loan. I have already cleared my dues on time, so this issue should be resolved as soon as possible. Please check my account and fix this problem. Thank you.

Pocketly is a total scam! I've paid my loan on time, even before the due date. But when I try to reapply, it shows 'something went wrong and says clear your all dues. This is ridiculous. I've tried contacting customer support through their website and email, but there's no response. As a customer, I trusted them, but I was wrong.

What's new

Pocketly update — India's instant personal loan app gets better!

- Instant loan up to ₹50,000 — quick approval, fast disbursal
- Paperless KYC for salaried, self-employed & students
- Emergency cash loan, urgent loan, salary advance & mini loan
- Refer & Earn rewards on every successful loan
- Multi-language support for borrowers across India
- Safe lending via RBI-registered NBFC partner
- Bug fixes & performance improvements
Your trusted money app for personal loan online — anytime.