Pocketly Instant Personal Loan

Speel Finance Company Private Limited

About this app

Pocketly–Your Go-To Instant personal loan app!

Need a quick loan? Say goodbye to long bank queues & endless paperwork! Welcome to Pocketly, the ultimate instant personal loan app designed to give you financial freedom exactly when you need it. Whether you are a student needing tuition fees or a salaried professional facing an end-of-month crunch, Pocketly is the secure online loan solution you have been waiting for.

With the Pocketly money app, credit is just a tap away. We offer a seamless experience that lets you get credit up to ₹50,000. Our smart technology ensures that once your KYC is approved, the loan amount is disbursed into your account within seconds!

Why Choose Pocketly?

We understand that financial needs can be urgent. That is why our quick loan process is designed for speed & simplicity
- Zero Physical Documentation: Complete your KYC online. No paper forms, no fuss. Everything is 100% digital
- Lightning-Fast Disbursal: Get cash in your bank account in seconds after KYC approval

Key Features:

- Credit up to ₹50,000: Get instant access to funds from small amounts up to ₹50,000 anytime
- Instant Disbursal: Complete your 100% online KYC in minutes on our instant personal loan app. Once verified, your quick loan is transferred immediately to your account
- Flexible Repayment Plans: Repay on your own terms! Choose a payback period of 61 days to 9 Months. Our interest rates are affordable, starting from just 2% to 3% per month

Digital Gold Savings

Discover diverse investment opportunities with our 24k digital gold plan. Invest one-time or through SIPs—daily, weekly, or monthly—starting from just ₹10. Enjoy secure returns, no storage hassles, instant redemption & zero hidden charges.

Who is Pocketly Money App For?

- Students: Do you need extra cash for books, exams or a trip? Pocketly is the perfect student loan companion to keep your studies & lifestyle on track
- Salaried Professionals: Facing an unexpected medical bill/utility expense? Use our quick loan feature to bridge the gap until payday
- Self-employed Professionals: Need urgent funds to cover small business expenses? Our loan assist feature provides the backup you need, instantly

Transparent Fees & Charges

Transparency is the core of our loan assistance promise.
- Interest Rates: 2% to 3% per month
- APR: 30% to 132%
- Processing Fees: 0% - 7.5% (GST extra as applicable)
- Tenure: 61 days to 9 months

Representative Loan Example
Here is how our online loan calculation works:
Loan Amount: ₹5,000
Tenure: 90 Days
Interest Rate: 36% per annum
Processing Fee: As applicable (assumed small fee for calculation)
Calculation:
Interest = ₹5,000 x 36% x 90/365 = ₹443.8
Total Repayment Amount: ₹5,000 (Principal) + ₹443.8 (Interest) = ₹5443.8
(Note: GST & processing fees will be extra as applicable)

Lending NBFC

Speel Finance Company Pvt. Ltd. (CIN: U65920MH1995PTC090558). Speel Finance Company Pvt. Ltd. is a RBI registered NBFC.
Speel Finance Company Pvt. Ltd. provides the loans as well as owns & operates the digital lending platform application Pocketly.

Take Control of Your Finances Today!

Get access to funds exactly when you need them. Whether you need a student loan for college expenses, loan assistance to manage monthly budgets or a quick loan for a medical emergency, we are here.

Join thousands of satisfied users who have made Pocketly their preferred online loan partner. Experience a true instant personal loan app where money reaches you in a flash.

Contact Us

If you have any queries or need help with our loan application, please reach out: [e-mail]

We store & analyze the transactional SMSs present on the users device to assess his/her credit worthiness.

Privacy & Policy: https://speelfinance.com/privacy-policy; https://pocketly.in/privacy-policy

Download Pocketly now, the smart loan assist & borrowing solution for modern India!

Ratings and reviews

Pocketly is operating in an unfair manner. I have repaid my loan in full, even before the due date . However, when I tried to reapply, the app shows "Something went wrong" and asks me to clear all dues. I have tried reaching customer support via their website and email, but have received no response. As a customer, I placed my trust in Pocketly, but this experience has been very disappointing.

During my final semester, I had to pay for some study materials and exam-related expenses at the same time, which put a little pressure on my budget. While searching for options online, I discovered Pocketly and decided to give it a try. The app was surprisingly easy to navigate, and the entire experience felt simple and stress-free. Everything was explained clearly, which made me feel comfortable using it. Since then, Pocketly has been a helpful app whenever I need better financial flexibility,

As a student, managing money is not always easy, especially when multiple small expenses come at the same time. Pocketly has really helped me during such situations. I remember a time when I needed around ₹3,000 for books and some daily expenses, but my budget was already tight. Instead of delaying everything, I used this app and got quick support. It made my student life a bit easier because I didn’t have to depend on anyone immediately. It’s very useful for handling those small needs.

What's new

Pocketly update — India's instant personal loan app gets better!

- Instant loan up to ₹50,000 — quick approval, fast disbursal
- Paperless KYC for salaried, self-employed & students
- Emergency cash loan, urgent loan, salary advance & mini loan
- Refer & Earn rewards on every successful loan
- Multi-language support for borrowers across India
- Safe lending via RBI-registered NBFC partner
- Bug fixes & performance improvements
Your trusted money app for personal loan online — anytime.