Welcome to Point — a modern, mobile-first banking service that is built around your needs, created from the ground up to be the most thoughtfully designed banking app. We don't have high fixed costs from physical branches or huge advertising budgets. Instead we pass these savings onto you in the form of amazing rewards, generous interest rates on deposits, and no hidden fees.
Get the following when you sign up for your Point bank account:
• Point Card — Get the perks of a high-end credit card without the debt. Point Card is a new kind of debit card that earns cash back at your favorite merchants, charges zero foreign travel fees, encourages responsible spending, and has no impact on your credit score. Earn 3x points at Uber, 2x at Airbnb, 4x at Starbucks, 2x at Chipotle, 7x at Netflix, and many more.
• Point Checking — A checking account that dreams as big as you do, Point rewards you with 1.4% APY*, so you automatically earn meaningful interest on every dollar in your account, combined with best in class design & technology and no hidden fees. With Point there is no need for separate checking, savings or CD accounts. Manage your finances conveniently by getting the best of all worlds under one roof.
• Peace of Mind — Point always has your back with Federal Deposit Insurance up to $250,000, zero liability coverage for all purchases, around-the-clock fraud monitoring, access to a network of 30,000 ATMs with no fees, a focus on privacy and amazing customer support. Get an uncompromising mobile banking experience that combines all the benefits of a traditional bank, with a modern mobile banking service that puts you first.
Learn more at www.point.app. Apply for your Point account by downloading Point App.
All rights reserved © Point Up Inc. Some services on Point are provided by our partner, Evolve Bank & Trust, member FDIC. *Rate subject to change. Point Card issued pursuant to a license from Visa U.S.A. Inc. and is accepted at all Visa locations globally.