Point — Debit Card Rewards

Point is bringing rewards and benefits to the everyday card. Say goodbye to credit card debt and interest payments.


Point Card — Rewards and benefits without the downsides of a credit card. Simplicity and transparency built right in.

Point App — Mobile banking that throws out the old rule book and gives you a precision tool for managing your finances.

Point Access — Access to unique offers and discounts from our partners, curated and personalized for you by our experts.


• 5x points on subscriptions¹ like Netflix, Spotify and more.
• 3x points on food delivery and rideshare² like DoorDash, Postmates, Uber, Lyft and more.
• 1x points on everything.

• Cellphone Insurance³ — Get reimbursed up to $600 if your phone is lost, stolen or destroyed.

• Purchase Assurance — Coverage for new items purchased with your Point Card (for 90 days) up to $1,000 if the item is lost, stolen, or damaged.

• Trip Cancellation and Delay — Point covers you up to $1,500 against costs you incur if a trip is cancelled or interrupted for covered reasons. You’re also covered if your trip is delayed by more than 6 hours due to bad weather, or illness.

• Car Rental Insurance — Provides coverage you for any physical damage to a rental car when you pay with your Point Card.

• Travel Assistance — Point is on hand to arrange emergency roadside assistance, help with lost or stolen documents, and access to a global network of lawyers, physicians, embassies, and consulates when you’re traveling.

• Zero Liability Coverage — If your Point Card is used without your authorization, we'll ensure your funds are returned to you without hassle.

• ID Theft Protection — Optionally enroll in our ID theft monitoring service to be alerted immediately if your personal information is ever compromised online.

• Unlimited same day bank transfers.⁴

Apply inside Point App and begin using Point Card instantly upon approval. No credit check required.

Points are redeemable for cash back instantly. Points never expire. There is no cap. 1 point = $0.01.

For member support, please email help@point.app or text (650) 539-2701.

To learn more, please visit www.point.app

¹ 5x points on subscriptions is applicable on the following services: Netflix, Hulu, HBO Max, YouTube Premium, Spotify, Pandora, Feather, and Headspace.
² 3x points on food delivery and rideshare services is applicable on the following services: DoorDash, Uber Eats, Postmates, Caviar, GrubHub, Seamless, Instacart, Good Eggs, Uber, Lyft, and Lime.
³ Go to www.mycardbenefits.com to initiate a claim. You must report the claim within sixty (60) days of the loss. $50 deductible applies.
⁴ Same day transfers arrive the same business day M-F (excluding public holidays) when initiated before 12 noon ET.
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What's New

* Revamped branding and mobile app — more focus on the Point Card experience
* Points on all of your transactions
* Benefits that have your back
* Virtual Card for secure online payments
* Recurring transfers — keep your Point Card balance topped up automatically
* Bug Fixes
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Additional Information

August 6, 2020
Current Version
Requires Android
5.0 and up
Content Rating
Offered By
Point Up Inc.
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