Polar - Global Finance

PolarFi

About this app

Polar - The smarter way to manage USD earnings globally

Get a U.S. dollar account to receive and save USD. Convert & send it fast to 120+ countries with great exchange rates.

Whether you're a freelancer, ship crew member, or remote worker earning USD, Polar helps you receive, save, and send your earnings all in one app.

GET A U.S. DOLLAR ACCOUNT IN MINUTES
- Get a U.S. dollar account with just your phone and local ID in 10 minutes
- No U.S. ID or social security number required
- Also receive USDT or USDC deposits

CONVERT & SEND AT BETTER RATES
- Send to bank accounts or mobile money in 75+ countries
- Send as USDT to exchanges like Binance in 110+ countries
- Free & instant USD transfers to anyone on Polar
- Many transfers arrive in 5-10 minutes and most arrive same day

A BETTER WAY TO SAVE IN DOLLARS
- Save in stable U.S. dollars and earn 2-6% APY*
- Interest paid out every second
- No lockups or fees
- Start with only $1

SECURE & RELIABLE
- State-of-the-art encryption protects your account
- Secured by Face ID or fingerprint authentication
- You own your account and can revoke our access anytime

HUMAN SUPPORT THAT CARES
- Get help on WhatsApp, email, or in-app chat
- Real support from people who care about our customers

Perfect for:
- Freelancers (Upwork, Fiverr, Freelancer.com, goLance, etc.)
- Ship crew members (Royal Caribbean, Carnival, Norwegian, etc.)
- Remote workers with U.S. clients or companies
- Withdrawals from Shopify, Stripe, eBay, Amazon, Etsy, or other eCommerce platforms
- Withdrawals from Alignerr, Outlier AI, or other AI training platforms
- Airbnb hosts
- Migrant workers in the U.S.

Download Polar today and keep more of what you earn.

*Interest rates are variable and subject to change based on market conditions.

Polar is a product of GoldenBasis, Inc. We are not a bank. All regulated financial services are provided through our licensed partners. Fees apply for certain services. Must be 18+. Terms apply.

Ratings and reviews

As a seafarer, one of the biggest challenges when sending or receiving money is dealing with high exchange rates and long delays for funds to reflect in local bank accounts. In my case, the funds reflected in my local bank account within approximately 20 minutes, which is significantly faster than what I have experienced before while working at sea as well as lower and more affordable fees.

This app has made me very happy! It’s rare to find an app that offers so many useful features in one place. The interface is simple and easy to use, with no complications at all. I’ve been able to transfer my money from Upwork very quickly, with low fees. One of the best things is that I even earned about $25 by transferring $1000 in a month, which is a great benefit. I also use the app for saving and investing, and it has helped me manage my finances more effectively.

Love this app! The interface is clean, and everything is easy to understand. I could set up a US bank account in just minutes and connect my Upwork account directly. The whole process feels fast and smooth, and it's really helpful for freelancers like me. Can't wait to see more great updates in the future!

What’s new

Polar is the smarter way to manage USD earnings globally. This update includes bug fixes and performance improvements.