Polar - Global Finance

PolarFi

About this app

Polar - The smarter way to manage USD earnings globally

Get a U.S. dollar account to receive and save USD. Convert & send it fast to 120+ countries with great exchange rates.

Whether you're a freelancer, ship crew member, or remote worker earning USD, Polar helps you receive, save, and send your earnings all in one app.

GET A U.S. DOLLAR ACCOUNT IN MINUTES
- Get a U.S. dollar account with just your phone and local ID in 10 minutes
- No U.S. ID or social security number required
- Also receive USDT or USDC deposits

CONVERT & SEND AT BETTER RATES
- Send to bank accounts or mobile money in 75+ countries
- Send as USDT to exchanges like Binance in 110+ countries
- Free & instant USD transfers to anyone on Polar
- Many transfers arrive in 5-10 minutes and most arrive same day

A BETTER WAY TO SAVE IN DOLLARS
- Save in stable U.S. dollars and earn 2-6% APY*
- Interest paid out every second
- No lockups or fees
- Start with only $1

SECURE & RELIABLE
- State-of-the-art encryption protects your account
- Secured by Face ID or fingerprint authentication
- You own your account and can revoke our access anytime

HUMAN SUPPORT THAT CARES
- Get help on WhatsApp, email, or in-app chat
- Real support from people who care about our customers

Perfect for:
- Freelancers on Upwork, Fiverr, Freelancer.com, etc.
- Ship crew members (Royal Caribbean, Carnival, Norwegian, etc.)
- Remote workers with U.S. clients or companies
- Withdrawals from Stripe, Amazon, Etsy, or other eCommerce platforms
- Withdrawals from Alignerr, Outlier AI, or other AI training platforms
- Withdrawals from Airbnb or other marketplaces

Download Polar today and keep more of what you earn.

*Interest rates are variable and subject to change based on market conditions.

Polar is a product of GoldenBasis, Inc. We are not a bank. All regulated financial services are provided through our licensed partners. Fees apply for certain services. Must be 18+. Terms apply.

Ratings and reviews

Transfer fee is kinda unbelievable. Better than all the other platform I've ever used. Just the UX & UI isn't that good, but overall, I like this platform!

As a seafarer, one of the biggest challenges when sending or receiving money is dealing with high exchange rates and long delays for funds to reflect in local bank accounts. In my case, the funds reflected in my local bank account within approximately 20 minutes, which is significantly faster than what I have experienced before while working at sea as well as lower and more affordable fees.

Polar is the best banking app to save and send your money to your home Country. I sent money to my Southafrican bank account, within few minutes it was already reflecting. Easy and convenient to use for Seafarers.

What’s new

Polar is the smarter way to manage USD earnings globally. This update includes bug fixes and performance improvements.