Home Credit: Personal Loan App

Home Credit India Finance Private Limited

About this app

Home Credit is one of India's fastest-growing personal loan apps, trusted by over 1.6 Crore+ happy customers. With instant approval, quick disbursal & 100% online application process, we offer hassle-free personal loans of up to ₹5,00,000 for all your needs.

✨Explore the features & benefits of our personal loan app:
✅Instant Loan Approval - Get your personal loan approved within just 5 minutes on our user-friendly loan app.
✅Quick Disbursal - Once approved, your loan gets disbursed directly to your bank account, ensuring swift access to funds.
✅Trusted Loan App - Home Credit is a trusted RBI-registered NBFC, serving millions of happy customers.
✅Minimal Documentation - Apply for a cash loan with just 2 documents, i.e., your PAN card & an address proof.
✅100% Safe & Secure - Enjoy complete transparency & security with no hidden charges, ensuring a worry-free borrowing experience.
✅Flexible Repayment Options - Repay your loan EMIs conveniently with our multiple repayment methods, tailored to suit your financial needs.
✅Personalized Loan Solutions - Instant loan to cater to all your financial needs such as medical emergencies, home renovation, higher studies, travel, or wedding expenses.

✨Why Choose Home Credit Personal Loan App?
✔Trusted RBI-registered NBFC
✔Over 1.6 Crore happy customers
✔Presence across India in 600+ cities

📋How to Apply for an Instant Personal Loan?
👉Download the Home Credit personal loan app.
👉Submit your details and complete registration process.
👉Upload your KYC documents.
👉Enjoy instant approval & get funds disbursed directly to your bank account.

📋Eligibility Criteria for Home Credit Personal Loan:
✔Should be an Indian citizen.
✔Age requirements: 18 - 60 years
✔Should be a salaried, pensioner, or self-employed individual.

📋Documents Required to Apply for Instant Personal Loan:
✅PAN Card & address proof.
✅Active bank account.

✨In addition to our personal loan offerings, Home Credit India introduces the Ujjwal EMI Card, a unique financial tool designed to enhance your shopping experience, both online & offline.

✨Ujjwal EMI Card Features:
☑️Enjoy online & offline shopping on EMIs.
☑️Pre-approved limit of up to ₹75,000.
☑️Pay your EMIs easily through the Home Credit Personal Loan App.
☑️Payment modes include auto debit, UPI, net banking, & debit cards.
☑️Experience a 100% digital loan process with our app.

Home Credit is a one-stop solution to all your financial needs. Our personal loan app helps you to get easy access to money with an instant loan of up to ₹5,00,000 to cover all your expenses with ease. Enjoy the benefit of Home Credit’s financial services from the benefit of your home.

✔Loan Amount: ₹10,000 upto ₹5,00,000
✔Minimum Annual Percentage Rate (APR): 19.5%, Maximum APR: 46%
✔Minimum repayment period: 6 months, Maximum repayment period: 48 months
✔Processing Fees: 2.5% to 5%
✔Convenience Fees: 0 to ₹250
✔If you opt for a Value-Added Service, the fee for the same shall be levied additionally

Representative Example:
Loan Amount: ₹50,000
Tenure: 12 months
Interest Rate: 24%
EMI: ₹4728/month
Processing Fees: ₹1,000
Convenience Fees: ₹250
Total Amount Payable: ₹57,986
*The annual interest rates & processing fees will vary as per the risk profile of the customer.
Maximum APR can go up to 46% (However, only a fraction of our customers gets an interest rate higher than 30% per annum). These numbers are indicative & subject to change.

At Home Credit, we ensure absolute safety of our customers using standard security & privacy standards to protect our database, ensuring a safe borrowing experience. All information requested from Home Credit is only used to generate the best offers for you.

Contact Us:
📧Email: [e-mail]
📱Call: [phone] (Between 9:00 AM - 6:00 PM, All Days)
🌐Website: https://www.homecredit.co.in/contact-us
🏢Address: Home Credit India Finance Private Limited, DLF Infinity Towers, Tower C, 3rd Floor, DLF Cyber City Phase II, Gurugram-122002, India