Qapital is an easy-to-use banking app that enables you to save money automatically and take control of your spending. Get started today and save $1,4001 in a year without any effort!
Save - Save money on autopilot
With personalized savings goals and automatic savings rules, we help you save money a little bit at a time so you don’t have to think about it.
The automatic savings rules can be triggered from purchases and transactions from all your connected accounts and cards, so that Qapital can help you spend less at specific merchants, round up purchases, save when you get paid or trigger on just about anything through IFTTT. The possibilities are endless.
That’s it! You’re now on your way to stockpile your money. And if you have a Qapital Spending account you also get interest on your savings.
Spend - Get a smarter checking account
Open a free checking account and get a Qapital Visa® Debit Card2 sent to you today3. With instant transfers between Qapital accounts (including your Rules) and no risk of overdrafts, your new spending account will help you save even more towards your Goals. Our Weekly Spending Target helps you stick to your budget and take control of your spending by keeping you informed. Your Qapital Visa® Debit Card2 makes managing your spending easier than ever!
More Qapital Spending features:
• Direct deposit your paycheck
• Interest on both spending and savings accounts
• Early access to Qapital Invest
• Weekly Insights
• Pay bills
• Send e-checks
• Purchase notifications
• In-app temporarily lock card
• Set & reset your pin
• More to come!
The Qapital Visa® Debit Card is also great for use abroad because Qapital doesn't add any hidden fees or foreign transaction fees.
Invest - Let your money work for you #ComingSoon
Got big Goals? Start investing with Qapital and let your money work for you, so you can reach your goals faster! Investing is now finally as easy as saving and you are in charge of both.
Bank level security
With 256-bit encryption, overdraft failsafe and FDIC-insurance up to $250,000, your money is safe at Qapital and you can access them whenever you want.
– Does Qapital Work with my bank?
Very likely. Qapital works with over 10,000 banks. Just download the app and see for yourself.
– Is it free?
– How do i pronounce Qapital?
1 Average amount saved by Qapital users during 2017
2 Issued by Lincoln Savings Bank, Member FDIC
3 Or the next business day, we don't work on weekends