Qapital is the only mobile banking app designed to help you save better, spend happily, and invest comfortably with intuitive tools to help you take control of your personal finances. With nearly 7,000 five-star reviews, we’re committed to making money work for our users, not the other way around. On average, our users save $1,4001 in a single year! What would you do with that extra cash?
Automatic savings so you can get more done
With personalized savings goals and automatic savings rules, you can save money without thinking about it.
Purchases and other transactions made from your connected accounts and cards automatically trigger savings rules, getting you closer and closer to your goals.
Choose from any number of free in-app savings rules or customize your own rules with our IFTTT integration (we have a few to get you started).
Once your goals and rules are set, you can watch your savings grow in real time.
A checking account that helps you keep more of your money
Our checking account skips those traditional bank fees. There are no low balance, overdraft, or foreign transaction fees. Instead, you get a brand new Qapital Visa® Debit Card2 to help you save while you spend.
You’ll have access to instant transfers between your Qapital goals and Spending account, and a Weekly Spending Target that helps you control your spending and budget so you can stay on track and reach your goals.
With Qapital Spending you’ll get:
• Direct deposit
• Interest on all of your accounts
• Weekly Insights
• Automatic bill payment
• Purchase notifications
• In-app temporary card lock
• Ability to set & reset your pin
• More to come!
Personalized investment options to help you build more wealth. #comingsoon
Investing is now just as easy as saving with Qapital Invest. You can earn more toward your long-term goals with personalized portfolio recommendations based on your risk profile. We monitor your account, reinvest dividends, and rebalance your portfolio based on changing market conditions so that you don’t have to.
Just set your rules, comfortably spend with your Qapital Visa® Debit Card, and watch your investments grow.
Bank level security and protection with you in mind
With 256-bit encryption, overdraft protection and FDIC-insurance up to $250,000, your money is safe at Qapital.
A new banking experience, intelligently designed for you
Find your financial balance by using Qapital to help you save more, earn more, and reach your goals faster. Join our community of over 500,000 users dedicated to becoming their best financial selves.
1Average amount saved by Qapital users during 2017
2Issued by Lincoln Savings Bank, Member FDIC