Zip (previously Quadpay) gives savvy shoppers more freedom and flexibility to buy now, pay later anywhere with the app. There's no hard credit check, zero interest, and no impact on your credit score. Split your purchase into 4 easy installments and pay over 6 weeks. It’s a smarter way to shop and stretch your funds.
SPLIT ANY PURCHASE IN 4
Buy now, pay later: shop your favorite brands and pay with your linked account in 4 installments over 6 weeks. Get an instant decision*, with no application forms or hassle.
USE ZIP ANYWHERE, ONLINE OR IN-STORE
Install our app and use Zip (previously Quadpay) anywhere you shop — whether online or in-store. To make payment seamless, add Zip to your Apple Wallet or Google Pay for easy access.
THE SMART ALTERNATIVE TO CREDIT
Our buy now, pay later platform helps you shop smartly. There's no hard credit check when you use Zip (previously Quadpay). Which means no impact on your credit score — ever. We’ll let you know when installments are due so you’re on top of every payment & purchase.
HOW DO I USE ZIP?
Install the app and link your payment card to start shopping.
Browse our directory of merchants, or make purchases directly with the Zip (previously Quadpay) app anywhere that accepts Visa.
Enter the amount you’d like to spend (including any taxes or shipping costs!).
Your purchase will be split into 4 easy installments over 6 weeks. Easily track your spending, view transaction history, and manage open payments in the app.
Update or change your account details, including payment method, any time.
Get answers to frequently asked questions and contact our support team directly from the app.
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*eligibility criteria apply