Our specialist is to identify your current financial problem and provide you the right solution. Our financial advisor not only providing you the financial solution but also we provide a consultation on your current situation.
Features:
• It’s an efficient quick service. Just 30 minutes job only from starting to get a loan from our app and getting the money in hand within 2 working days (if qualified)
• You required to submit personal info and income / work proven documents
• No hidden charges. Only processing fees (includes Stamp Duty & Legal fees) and interest fees are taken as additional.
Repayment Info
• Minimum time to payback = 3 Months
• Maximum time to payback = 24 Months
• Max APR (Annual Percentage Rate) = 18%.
• Processing charges (includes Stamp Duty & Legal fees) = 10% of Loan Amount
For Example:
If your Loan Amount is = RM 4000.00
And you choose Loan Installment Period = 6 Months
Interest Rate will be = 1.5%/ Month or 18%/ Year
Processing charges (with Stamp Duty & Legal fees) will be = RM 150
Total Interest Charges = (Amount of Loan) X (Interest rate/month) X (Loan Period)
RM 4000 X 1.5% (Interest/month) X 6 (Months) = RM 360
Total Repayment Amount = Amount of Loan + Total Interest Charges
RM 4000 + RM 360 = RM 4360
Monthly Installment will be calculated as: Total Amount for repayment / your chosen Period of loan
So, RM 4360/6 Months = RM 727
Total Loan Cost =
Profit Rate fees + Processing Fee
Total Loan Cost = RM 150+360 = RM 510