뱅크샐러드

Banksalad

About this app

Beyond Finance, to Health Assets: Bank샐러드

Manage everything in one place, from comparing over 1,400 of the nation's largest financial products to non-face-to-face health checkups.

● Credit Cards | Compare all card companies for maximum benefits and cashback

· Compare the latest cashback events from all card companies and get them issued immediately.

· We recommend cards with the maximum benefits based on your spending patterns.

● Loan Interest Rate Comparison | Discounts on all loan interest rates

· Compare the lowest interest rates for 125 loans and get interest rate coupons.

· Switch to a lower rate in just 1 minute. Interest rate coupons apply to refinancing loans as well.

· Compare the lowest rates for loans available for deposit today.

· Loan management becomes easier as we provide repayment schedules and payment amounts.

● Mortgage Interest Rate Comparison | Discounts on lowest rates for mortgages too

· Compare for the lowest rates regardless of the purpose, from home purchases and business loans to Jeonse termination.

· You can compare mortgage products from major banks.

· Reflects the latest interest rates and regulations.

● Direct Auto Insurance Comparison | Cheaper coverage for the same benefits

· Compare multiple auto insurance policies at once and find the cheaper option.

● Asset Management | All assets at a glance

· Manage all assets at a glance from the home screen, including accounts, cash, cards, and loans.

· Easily see how much your net worth is growing.

· Analyze your loans and savings to help grow your assets further.

· Easily connect your assets without a PC.

● Household Ledger | Accurate down to the last penny with the automatic ledger

· Automatically inputs and categorizes income, expenses, and transfer details.

· Manages even KakaoPay and Toss Pay Money transaction history.

· Use a customized ledger by setting budgets, editing transaction history, and configuring categories.

● Free Health Checkup | Surpassing 280,000 Testers

· Free genetic testing on a first-come, first-served basis every day at 10 AM - 150 types including nutrition, athletic ability, hair loss, etc.

· You can experience your innate genes and risk diseases for free on a first-come, first-served basis.

· Get ​​tested comfortably at home without needing to visit a hospital.

· You can now purchase and gift test vouchers without waiting.

■ Frequently Asked Questions

● How are genetic test results managed?

Genetic test analysis data is provided by Theragen Health, which has established a strict security and information protection system, and this information is not provided to any third party other than BankSalad. BankSalad also uses the data solely for the purpose of providing health management services in accordance with the terms and conditions and never provides it to any third party.

BankSalad is a company that has undergone rigorous security reviews and received certification for personal credit information management from the Financial Supervisory Service and electronic signature certification from KISA. Please rest assured that we manage customer data with a security system equivalent to that of financial institutions. ● I need to disclose sensitive asset information; can I trust BankSalad's security?

BankSalad prioritizes security above all else. Customer information (digital certificates, passwords, financial institution accounts, etc.) is stored and managed using encryption on the customer's mobile device, not on BankSalad's servers.

Information entered during service registration and usage is encrypted using algorithms with proven stability. Customer information is protected by encryption throughout the entire communication path between the customer's mobile device and the BankSalad server.

● How is personal information protected?

BankSalad complies with relevant South Korean laws and personal information protection guidelines that information and communication service providers must observe.

All personal information is utilized only for the purpose of collection and use and for the usage period; it is destroyed without delay if a customer requests withdrawal or revokes their consent.

Personal information required to link financial assets to the app is not stored on internal servers. It is used solely for the purpose of information retrieval.

■ Service Inquiries

Please contact us via the channels below if you have any questions.

**● I need to disclose sensitive asset information; can I trust BankSalad's security?**

**BankSalad**

**BankSalad**

**● I need to disclose sensitive asset information; can I trust BankSalad's security?

**BankSalad**

**BankSalad**

**BankSalad**

**BankSalad**

**● I need to disclose sensitive asset information. Can I trust BankSalad's security?

**BankSalad** 1. [All] at the bottom of the app > Customer Center at the top right or [Home] at the bottom of the app > [☰] at the top right > Customer Center

2. Email inquiry to [e-mail]

You can also check FAQs by searching for 'BankSalad Customer Center' on Naver.

[Loan Product Information]

· Loan Limit: 1 million KRW ~ Max 2 billion KRW

· Loan Term: Minimum 12 months, Maximum 480 months

· Integrated Interest Rate Range: Annual minimum 2.56% ~ Maximum 19.9%

· Loan Repayment Example: For a 1 million KRW loan with equal principal and interest repayment over 12 months at an annual interest rate of 6.5%, the total loan cost is 1,035,557 KRW (monthly payment 86,296 KRW).

· Subject to change depending on the personal loan product and repayment method.

[Service Access Permission Guide]

● Required Access Permissions

· Phone: Used to verify the user's mobile phone identity during sign-up and login to prevent fraudulent use such as voice phishing. If you do not agree, you cannot proceed with sign-up or login.

● Optional Access Permissions

· Notifications: You may request this to receive notifications regarding important announcements, events, and promotions.

· You can use the service even if you do not agree to the optional access permissions.

· If you do not agree to the optional access permissions, you may experience difficulties using some features of the service normally.

Ratings and reviews

BankSalad is fantastic. The only sad part for me about this app is the fact that I discovered it so late. My Korean is enough to use the main functions but I'd LOVE TO have the app in English. Here are some recommendations from me. - Please release a dumbed-down English version. Even having only the MyPage feature is OK. - Can we add foreign currencies for our savings? (I couldn't find it, maybe it's already available) - How about pushed notifications when a transaction is made? - How about color coding the different accounts and letting the user to edit the account names or even just adding a nickname? I will add more stuff as I use it more. Thank you! E.B.

Been using it for over two years and it's always been a great app but some issues recently and it's not easy contacting the customer service... -once a fund is added manually the amount cannot be changed anymore, i need to delete the fund and recreate it if i want to change its amount -stocks synced with Korean investment banks have values that do not reflect the current stock prices...

It had been super great but since it was updated last time, it got down-graded. First, it takes a lot of time to get things updated and sometimes the updated data is not correct, i dont know why.. it was not like this..