FinancialPeace: Money Plan and

In-app purchases
144 reviews
Content rating
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About this app

FinancialPeace is everything you wish you’d learned about money—all in one place. Get the plan that’s helped MILLIONS worry less about money. (Next up? You.)

How do you save more money? Pay off debt? What about investing? And how the heck do you make a budget and ACTUALLY stick to it? You’ll learn it all—with FinancialPeace.

From Ramsey Solutions, home of The Ramsey Show, FinancialPeace sets you up with a library of online money courses you can watch on the go—including Financial Peace University, the class that’s helped millions take control of their money for over 25 years.

All those burning questions you have about money? You’ll get answers. And you’ll follow our step-by-step financial plan—the 7 Baby Steps.

We know money can feel super overwhelming. That’s exactly why we broke it down into simple steps anyone can follow to know they’re doing the right thing with money. Seriously—anyone. (That includes you, btw.)

Stuffy financial courses? Yeah, we’re not about that. We’re not talking theory. We’re talking practical know-how (in plain English) you can put into practice TODAY to save more money and become debt-free—faster.

Forget your finance professor. Our financial experts teach money like actual humans. (Not a textbook.) Hey, we’ve all made mistakes with money. They have too. And they’ll lay out the principles that will keep you from making those mistakes. Ever. Again.

It’s not magic. It’s not luck. It’s just the simple steps that have worked for millions of people from every walk of life. The Baby Steps are the same for everyone. But the small wins along the way? They’re catered to you. Your life. Your goals. That’s what makes this plan work.

And how will you know the plan is working? Tracking. Your. Progress. With interactive tracking features, you’ll save money (and watch your confidence grow along with your bank account). And as you pay off debt, your stress level goes with it. (Good riddance.)

In fact, in the first 90 days of working our plan, the average household pays off $5,300 in debt and saves $2,700. (Average never sounded so good.)

So, first things first. To access this app, you’ll need to be a member of Ramsey+.

With Ramsey+, you’ll learn our financial plan—and then put that plan into action. You get apps that work together to help you make smarter choices with money. Every. Single. Day. And when those small wins add up, you’ll see BIG results in your bank account—and better money habits that last.

Ramsey+ also gives you access to EveryDollar, our easy-to-use budgeting app where you can plan out your spending and saving—so you always know where your money is going.

Don’t have a Ramsey+ membership yet? No problem. Start your FREE TRIAL at


Get Unlimited Streaming of Exclusive Video Courses

* Financial Peace University – Learn the financial plan to save money, pay off debt, build wealth, and become outrageously generous.
* Jump Start – Start making progress with money right away.
* Budgeting That Actually Works – Get clear-cut guidance on making a budget you’ll actually stick to.
* Know Yourself, Know Your Money – Discover the fears and tendencies with money that have been holding you back.
* And even more!
* Watch on desktop, phone, tablet, or Airplay with AppleTV.

Track Your Baby Steps Progress

* Find out which Baby Step you’re on.
* Discover the date you’ll be debt-free using the debt snowball method.
* See your savings, debt payoff and investing progress.
* Track on desktop and mobile.

Note that this app is only available for use in the United States. Please read the Terms of Service: and Privacy Policy:
Updated on
Oct 12, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance and Device or other IDs
This app may collect these data types
App activity, App info and performance, and Device or other IDs
Data is encrypted in transit
Data can’t be deleted
144 reviews
January 24, 2023
Having a LOT of trouble navigating the medium of Ramsey's app/website - including even buying FPU. I entered all my financial info when I opened the app. When back in to get started today and I had to enter it all again. Went to add debts and it wouldn't register that I'd pressed it. Now when I go in the "add debt" button isn't becoming click-able (all 4 fields, including the 2 required, are filled out). I've tried to enter debts 5 times, force restart app, updates, restart phone, etc.. Tons of
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Trish W
January 17, 2023
Was great. But now it doesn't stay synced very long, constantly has to resync while I'm still in the app. It also keeps crashing. Please fix! Baby Steps is doing the same thing as well.
2 people found this review helpful
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Michael Gingerich
January 17, 2023
We downloaded the app and it won't even let us open it. Just tells us to try again. Over and over. Not much good if we can't sign in.
3 people found this review helpful
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What's new

We've officially released the newest version of Financial Peace University—the course that 10 million people across over 25 years have watched to help them pay off debt and change their lives!. Be one of the first to see what's new.. (Hint: A millennial who loves Starbucks and spending hacks takes the stage with a mental health expert who loves Slash and holds two PhDs.) Oh, and we also did some technical blah, blah, blah, but that's not nearly as fun.