Great Concept The idea is good and it's useful, but some accounts develop login issues. It would also help if you could manually choose the order in which to pay your debts. IE: It makes more sense to pay all revolving accounts before mortgages, but if there is a CC acct with a lower interest rate, your mortgage/car loan is calculated to be paid off first. Nothing a user can't adjust for--just a suggestion.
Needs updates for better efficiency I like having all of my accounts in one place to track. However there is no way to update the accounts. It takes days, or even a couple weeks for a card to refresh and reflect an accurate total. I have to delete the card and reenter it to see where I dtand. Also, I have some cards that have promotional deals of zero interest for X amount of months until it goes up. There is no way to reflect that in this app. I really like the idea of ready for zero, but it needs some major improvements.
It does all the work I've tried spreadsheets and other apps but this is the only one that keeps track of your plan, reminds you of payments, and automatically knows when you've made it. And if I pay more or less, it revises the plan. Thank you for developing this app! I would like to see ability to set a promotional rate with promotion end date. Transferring/consolidating cc debt to another card due to zero/low promotional rates is very common and this app doesn't handle this scenario. It should plan to payoff by promo end
Basic clean straightforward good but short on banks. Great idea and great solid start. I highly sugest this app for trying to figure out multiple debts. It sinks up with most but if you dont like giving acess you can manually input the amout, %, min payment. The layout is clean and simple with nothing to distract you from its and your goal. I love seeing how many years i cut off my debt by paying more. I feel more in control. My fcu Banks dont sink which is an annoyance. I wish i could add my savinggoal to this (i treat them as a debt in my budget)
Excellent app I need assistance with remembering which debts need to be paid and when. This app helps me organize bill reimbursement and is proficient in allowing me to keep track of and pay the financial obligations, such as: one time payments, short term payments, longterm loan payments and normal obligations like: rent, car payment, utilities, food, and everyday expenses.
Actually, I loved it ... But I was just notified via email that the app/sites debt planning feature will be ending.....with only a week's warning. Not sure what happened, but it's a loss. This app has helped me cut my credit card debt in half
Get and track your credit score - absolutely free! Now you can tackle your debt and track changes in your credit profile - automatically.