With RedCarpet you get a powerful Mastercard or Rupay based Ruby Card. .
You can use this card to get loan/udhaar/उधार upto 50,000 & also get thousands of discounts and coupons all over India.
* Zero interest if you pay in full by the 15th of the month !
* Open for students, salaried, self-employed.
* Better than 0% emi - you dont have to take loan beforehand. You can use the card for the whole month. Only used amount will be converted to loan. Less EMI charged 💰
* Based on your financial situation - you can pay minimum EMI OR total monthly bill. (interest charges will apply for minimum amount)
* Ruby card can be used anywhere - on Flipkart, Amazon, Paytm, etc. Also restaurants, Big Bazaar and even ATM cash withdrawal (For chosen users) 🏧
* PAN card, bank statement, etc is not compulsory. We ask for optional address proof, ID card, salary slips, etc
* You can also request for Cash Loans in bank account,Paytm or UPI Wallet.
* RedCarpet helps build your good score with RBI-certified credit bureau (CIBIL). This will be beneficial to your future job, EMI & loans.
* ♥♥ RedCarpet will help you in honest money management. We will take care to not give a loan higher than you can afford ♥♥
Delhi, Jaipur, Hyderabad, Chennai, Pune, Dehradun, Kolkata, Vijayawada, Mumbai, Chandigarh, Jalandhar, Bhopal, Bangalore
How it works:
1: Download the RedCarpet App
2: Fill in the required details about yourself - like selfie, etc
3: Upload KYC documents (ID & Address Proof) & fill in more details for online verification
4: After approval, you will get your loan/credit limit in your card. You can use this card wherever you want.
5: You pay EMI via UPI/Bhim app on RedCarpet app or website.
6. Flexible credit limit - you may get a starting limit of 500 Rs. As you pay on-time EMI, your credit score will increase ...and get a limit as high as 50,000 Rs !! (please note that this does not happen instantly)
Your data is safe with RedCarpet. It is transferred over a secure HTTPS/SSL connection to us, & we do not share it with anyone without your consent except the Lenders.
RedCarpet is also CISA audited for security
If you find out any unauthorized use of your account or any suspicious activity, we request you to notify RedCarpet Team - email@example.com
Honest Disclosure of Permissions:
When RedCarpet collects and uses personal data of our customers, we try to meet the highest standards because our focus is on securing customer information. So, we request a few authorizations from your cell phone:
✓ Location: We initially request your consent and if you agree and give us permission then we track your location. RedCarpet values your privacy.
✓ Contacts: If you allow us to access your contacts, you can invite your friends to try our app & can send across links to your friends.
✓ Email Accounts: For verification and to inform you about EMI reminders + offers.
✓ SMS: If you allow us to access your SMS, we validate your mobile number and use SMS information to create a more standardized credit score.
✓ Photos and Media documents: We do not access your camera or access your photos without your permission. We never scan or import your photo from photo library or camera roll. This permission is needed to upload photos of documents for loan application.