Budge AI: Expense Tracker

In-app purchases
Content rating
Everyone
1K+
Downloads
Content rating
Everyone
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About this app

BUDGE AI – AI Expense Tracker & Budget Planner

Wondering where your money goes every month?
Budge AI is an AI-powered expense tracker that automatically logs your spending from SMS alerts and email receipts, no manual work, no bank logins, no complications.
Unlike traditional budget apps, Budge AI reads your SMS and email alerts, instantly categorizes transactions, and gives you personalized insights so you can actually understand your money.

YOUR PERSONAL AI MONEY ASSISTANT
Ask Budge AI anything:
• Where did I spend most this month?
• Create a budget for transport
• Why am I overspending?
• Scan this receipt for me
Budge AI answers instantly. Analyzes trends. Creates budgets. Your AI accountant does the thinking.

HOW IT WORKS
✓ Automatic tracking from SMS & email alerts
✓ Smart budgets with spending alerts
✓ Daily, weekly, monthly insights by category
✓ Receipt scanning in seconds
✓ Works with M-Pesa, Flutterwave, Paystack, UPI, and any bank
✓ No bank login needed, ads or hidden fees.

WHY BUDGE AI IS DIFFERENT
No Bank Password
We read your SMS and email alerts, not your bank account.
AI That Actually Helps
Most budget apps just show numbers. Budge AI actively helps you analyze spending, create budgets, and understand your financial habits.
Works Across Banks & Payment Services
If you receive SMS or email transaction alerts, Budge AI can help you track your spending automatically.
Built for Real People
Made for freelancers with variable income, expats managing multiple currencies, and anyone who values privacy and simplicity.

WHY PEOPLE LOVE BUDGE AI
✓ No spreadsheets
✓ No manual expense logging
✓ No bank passwords required
✓ Understand your spending in minutes
✓ AI-powered financial insights
✓ Privacy-first design
✓ Works with the alerts you already receive
GET STARTED IN 30 SECONDS
Download free. Choose SMS, email, or both. Start tracking. No credit card or bank login.
Bank-level encryption. All data processed on your device. Never sold or shared.
Download Budge AI. Finally understand where your money goes.
Automatic expense tracking, smart budgets, AI chat and insights
Updated on
Sep 7, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Contacts and 2 others
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

Thanks for using Budge AI! This update includes:

Feedback and support inside the app: tell us what you think or raise a support ticket from Home or Settings, and attach a screenshot so we can see what you see.

Transactions that arrive without a time of day now count toward your totals, insights and budgets.

Plus fixes to the upgrade screen in chat, connecting an email source, and dates from earlier years.

Enjoying the app? Rate us! We're always working hard to improve your experience.