Revolut — Banking & Beyond

Revolut Ltd

About this app

The digital bank for 14+ million UK customers. Spend, save, invest, and manage your money in one app.

Join the 80+ million customers globally who bank better with Revolut. From your everyday current account to building tax-free wealth with a Stocks & Shares ISA, manage your entire financial life in one secure app.

Simplify your everyday banking

* The essentials: open a full UK current account with a sort code and account number in minutes.
* Better together: manage shared finances with Joint accounts. Two cards, one account, and total clarity on shared spending. (Joint account T&Cs apply).
* For the whole family: set your kids up with a free Revolut Kids & Teens account and card, so they can learn money skills in a parent-supervised space.
* Group Bills, upgraded: chat, split, and settle bills in any currency — all for free. You can even add friends who aren't on Revolut to the group.

Send money near and far

* Instant transfers between friends: send and request money from other Revolut customers in a tap. It’s free and lands in seconds.
* Global bank transfers: send to traditional bank accounts in 160+ countries. It’s fast, and our transparent tracking lets you see exactly where your money is at every step.

Start building wealth today

* Stocks & Shares ISA: invest up to £20,000 tax-efficiently each year with our low-cost ISA. Capital at risk.
* Competitive savings: earn daily interest on GBP, EUR, and USD. Withdraw anytime with no penalties or fees.
* Global investing: trade thousands of global stocks and ETFs in one place. Start with as little as £1. Capital at risk.

Tax advantages of the Stocks and Shares ISA apply only to UK taxation and might vary depending on your personal circumstances.

Investment services in the UK are provided by Revolut Trading Ltd (No. 11567840) which is authorised and regulated by the Financial Conduct Authority (FRN: 933846). T&Cs apply.

The FSCS may be able to protect your investments with Revolut Trading Ltd up to £85,000 if we go out of business and can't meet our financial obligations to you. This does not cover claims that are for poor investment performance. Read more https://www.revolut.com/legal/RTL-client-assets-protection-summary/

Your deposits are protected by the FSCS up to £120,000, subject to eligibility, if we can't meet our financial obligations to you.

Travel like a local

* Great exchange rates: spend abroad in 150+ currencies with competitive exchange rates and no hidden fees.
* ATM access worldwide: get fee-free ATM withdrawals within your plan’s allowance.
* Lifestyle rewards: join RevPoints and turn your everyday card spend into Airline Miles, travel discounts, and shopping rewards. (RevPoints T&Cs apply).

Stay on top of your money

* See the full picture: connect your other bank accounts to Revolut with open banking to track your total net worth in one place.
* Deep-dive analytics: spot spend trends with breakdowns by category, merchant, and country.
* Organise your bills: use Pockets to automatically set aside money for bills and direct debits, so you never accidentally spend bill money.

Stay secure with proactive defences

* Wealth Protection: add extra verification to your savings and investments. Turn on to require biometric checks for withdrawals above your set limit, unless you're in a trusted location.
* Instant card freeze: lost your card? Freeze and unfreeze it with a tap in-app.
* Secure online shopping: use single-use virtual cards that regenerate details after every purchase to protect against fraud.

Revolut Bank UK Ltd (https://revolut.com) is registered in England and Wales (Registered No. 12871051). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Financial Services Register No. 981170.*
* Registered address: 30 South Colonnade, London E14 5HX, United Kingdom.

Ratings and reviews

I was offered a free trial of Revolut premium for a couple of months. Really quite impressed initially - I like a company that actually has enough of an appeal to their charged level that they can simply let you use it and then you actually want it. Not so fast though - when I can to cancel at the end of my free trial (because I haven't really used it that much) they proceeded to take 2 months of fees as an "early payment fee" when they had specifically said it was free. Not good at all.

Who' stupid idea was it to scramble the login numbers? I don't like it and it serves no security purpose like it would do at a public ATM. It slows me down and find it very frustrating and annoying. Put it back or you'll be losing a customer. I find it inconceivable that you think putting the numbers in a different place is going to stop a scammer. Can you imagine supermarkets doing this. NO! NO! NO! Listen to your customers or I'm sure you'll be losing more than a few.

Being a mobile only bank Revolut did a very bad job of warning users of ending support for older android versions, patch dates. No warning is what I experienced when the app stopped working completely. A web app is available but is seamingly not advertised anywhere. Even so, one need access to a working app to log into the web app to get full access. Without it you can only view your details, your transactions and block cards. Otherwise useless. Not impressed.

What’s new

Welcome to Revolut.

We’ve made some tweaks and improvements under the hood in this version to make your Revolut experience even smoother.