Unlike expensive membership cards, which only work in specific industries and expire every year, PinPoint is absolutely free, has no time limit and works in many different industries.
Unlike bulky coupon books, which are only good for one visit per store, the PinPoint Card is easy to use and rewards you as many times as you shop at participating merchants.
Unlike programs that require you to spend large amounts of money before you can claim any rewards, PinPoint reward points add up fast.
Rather than make you pay to join, PinPoint has something special for you when you join - an exclusive offering of members-only benefits and offers including coupons from every participating merchant, just for enrolling.
· Earn Points - Earn 1 point for every dollar spent at participating locations, which will earn you valuable Payback Rewards.
· Double & Triple Points - Some merchants let you earn their rewards faster during certain times and days of the week.
· Welcome Rewards - Receive a valuable coupon from every participating merchant just for enrolling.
· Instant Rewards - Some merchants offer a discount on each visit with no coupon or award required.
· Birthday & Anniversary Rewards - Enjoy special rewards, which you can redeem during your birthday or anniversary month.
· Gift Card Points - Earn points when you purchase gift cards.
· Online Access - 24-hour access to your account settings, point balances and reward standings.
· Email Notifications - We will e-mail you information about special offers when new merchants join the PinPoint network.
This application animates the movement of a fund over the last 20 quarters, on a graph of excess risk-return over S&P 500.
The starting position is where the fund was 20 quarters back. The ending position is where the fund landed during the latest quarter.
There are 4 squares on the dance floor. The more often a fund dances in the north-west (A-Best) square, the better managed it is:
(A-Best) – Fund is being managed well. It has higher returns and lower risk of loss than the market represented by the S&P 500. This can help your money grow while reducing risk of loss.
(D-Worst) – Fund is being poorly managed. It has higher risk of loss, but produces lower returns.
(B-Risky) – Fund is producing high returns but at higher risk of loss. Why take higher risk if other funds can dance mostly in the (A-Best) square, and give similar reward at lower risk of loss?
(C-Less Risky) – Fund is producing lower returns, but is also taking lower risk. This can be safe against market crashes.
Monitor your funds regularly:
A well managed fund does not remain so permanently. Things change – fund strategy, stocks and bonds held by the fund, management capability, leadership and economy changes. So does a fund’s risk-reward behavior. But the changes are not as rapid as market prices. Keep a monthly watch to see if your fund’s management quality is on track, and decide if you still want to hold the fund. But don’t make frequent changes; once a quarter or a year is generally sufficient.
Also Get Best Funds List from the main website http://www.FundReveal.com which gives detailed risk-reward analysis of mutual funds.
Past total returns and star ratings based on them cannot predict future performance. But “FundDance” uses new ratings that measure how well a fund is being managed. They are based on daily returns and their riskiness. Well managed funds continue to do so for a while, and they beat the market in the near future while taking lower risk. Research has proven the benefits of using these ratings.
Be a smart investor:
We -- you, us and others are about 50 million people in the U.S. who have invested more than $11 trillion in 20,000+ mutual funds. The number keeps growing each year! But sadly, many investors lose money each year. When performance is good, fund managers take credit. When it is bad, they blame the market.
Smart investors keep well managed funds and get rid of poorly managed funds.
We are not brokers, advisors or fund company representatives. We only provide objective, fact based analysis for investors.
Not liable for errors and omissions. Not responsible for losses or gains incurred through use of ratings and risk-return analysis provided by this application. We do not hold any certifications or licenses to sell securities, or provide advice, or execute trades on behalf of users. Not an advice or recommendation.