s-peek - Credit Report

In-app purchases
3.9
298 reviews
100K+
Downloads
Content rating
PEGI 3
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About this app

Credit Scoring, commercial credit limit and financial information, instantly.

s-peek is a free and easy-to-use app helping companies and freelancers to understand the financial health of any company in Europe. s-peek is developed by modeFinance-

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If you are wondering whether a company is going well or bad? Is big or small? Is profitable or not? What is its credit score class? How much credit limit has been assigned? Can it be a reliable client?

s-peek let's you assess these information, on more than 25 million companies in Europe.

You will be able to:
- discover the credit score and commercial credit limit;
- check out the most important financial data;
- download business information as a PDF (via web app);
- receive updates on purchased reports;
And more!

**Winner of the GranPrix CheBanca award - Best Fintech Company**

s-peek gives you immediate access to credit scoring, commercial credit limit and financial information of any European company.

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The evaluations in s-peek are expressed using all available public information about the company, such as company details, financial statements, industry sector concerned, exc.

The credit scores and the commercial credit limit available within the application are evaluated through the innovative MORE methodology, which studies the company as a complex system and deepens the analysis of its different areas: solvency, debt coverage, liquidity, cash cycle, profitability, fixed assets coverage ratio, comparison with the sector concerned, and so on.

The Multi Objective Rating Evaluation is developed and owned by modeFinance.

The three-colours scale system (Green, Yellow, Red) is intuitive and simple: any colour represents a risk category, according to the last available annual financial statement.

Green: AAA, AA, A, BBB
Yellow: BB, B
Red: CCC, CC, C, D
Grey: rating not assessable due to the lack of some financial data.

You can also deepen the investigation by choosing between two types of reports:

FLASH reports: include basic information such as credit score of the last three years, commercial credit limit, company's risk analysis per macro areas (solvency, liquidity, profitability), sectorial comparison.

Extended12M reports: include further information such as turnover, profits (or losses) of the current financial year, total assets, shareholders' equity. This report includes corporate registration information (address, phone, sector, etc.), too.

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Please note that the measure of creditworthiness included in s-peek is not a "credit rating" as defined in accordance with the EU Regulation N. 1060/2009.
Updated on
May 16, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and Device or other IDs
This app may collect these data types
Personal info, App activity, and App info and performance
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.8
278 reviews
A Google user
October 29, 2019
Improvable on the graphic but reliable and very helpful when need to check easy and fast business information
4 people found this review helpful
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modefinance
October 30, 2019
Grazie per il feedback : sulla grafica cercheremo di migliorare ulteriormente rendendo sempre più user friendly l'utilizzo. Il Team di s-peek
Luca Galasso
May 9, 2021
Non è possibile usare l'app senza registrarsi, e non è possibile registrarsi per email incorretta senza spiegazione del perché (ho provato sia con Gmail che con Outlook)
3 people found this review helpful
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modefinance
May 9, 2021
Buon giorno ad oggi non notiamo alcun problema di accesso per altri utenti. La preghiamo di mandare un email a support at s-peek dot com e il nostro team di support la aiuterà. Cordiali saluti il Team di s-peek
A Google user
December 1, 2017
shows you Nothing unless you register for an account. Bad design. Uninstalled.
4 people found this review helpful
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modefinance
December 4, 2017
Dear user, we're sorry to read about your bad experience on s-peek. To access all the s-peek features, you need to register for a verified account, which lets you know for free any company's semaphore Scoring (green, yellow or red), its address and legal form. Anything else you need, you will find on the FLASH or Extended12M Reports.

What’s new

General improvements and bug fixes

App support

Phone number
+390403755337
About the developer
MODEFINANCE SRL
support@s-peek.com
LOCALITA' PADRICIANO 99 34149 TRIESTE Italy
+39 040 375 5337