Round-Up to Zero

The End of Your Student Loans.
Pay off your student loans or fund college savings accounts faster and more efficiently than ever before. Join the growing number of people who are rounding-up their daily purchases and using their spare change to pay down their loans. The sign up takes under 3 minutes and our average user saves $22,000 and 13 years over the lifetime of their student loan without having to think about it. (1)

- Link your loan
- Live your life like you normally would.
- Forget about your student loans.

A lot for a little. Low, transparent pricing of $0.99/month. You’re in control of powerful, customizable options that help you crush your student debt.

-Crowdsource your student loans with supporters: Invite an unlimited number of friends and family to support you by matching your round-ups each month.
- Multiply your roundups: Multipliers are the easiest way to pay off your loans even faster. Multipliers allow you to double or triple the amount of change you round-up from each purchase.
- Schedule Recurring Payments: Crush your loans even faster with small payments that are automatically paid toward your loan on a schedule that you decide.
- Limit the amount you contribute each month by setting up the maximum amount you want to contribute each month.
- Refinance with confidence. We’ve partnered with the leading student loan refinance companies so you can compare all of your refinancing options without having to leave our platform.

Zero has invested years in developing the most powerful, yet simple to use platform available to tackle your student loans. We’ve partnered with leaders in the financial technology and banking markets to create the most secure and compliance-driven solution available.

(1) These assumptions are based off a user with $37,000 in student loans and an interest rate of 7% with a 25-year payment term who is contributing $58.73 per month with one supporter who matches their monthly round-ups. This amount is inclusive of Zero’s monthly fees. Zero assumes the interest rate never changes on the loans and the borrower is current on all payments, has no outstanding late fees or past-due interest and makes all required payments timely for the lifetime of their loan.

Zero offers a simple $0.99 monthly fee plus a small transaction fee.

Zero Accounts are FDIC - insured Fiduciary accounts that are insured all the way to $250,000 plus fraud protection. We do not store any sensitive information and deploy military-grade 256 bit SSL encryption on our platform.

Have a question?
We’re people too. We just really, really hate student debt.Text, call or email us. Whether you have a question or just want to say hi. We’re always here for you.

(855) 546-9892
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What's New

Bug Fixes
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Additional Information

July 10, 2020
Current Version
Requires Android
4.4 and up
Content Rating
Offered By
Zero Student Debt Initiative
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