Online Gold Loan : Rupeek

Rupeek

About this app

Avail online gold loan with a trusted gold loan company. With over 5 lakh happy customers and the lowest interest rates at 0.74% per month* (8.88% p.a.), we ensure that you are always in control of your finances! Our lending partners include top banks & NBFCs such as Federal Bank, South Indian Bank, Indian Bank, LiquiLoans, Cholamandalam & Rupeek Capital.

We are an online gold loan company that offers the lowest gold loan interest rate with the highest per gram rate! We are currently operational in 60+ cities including Bangalore, Delhi, Chennai, Hyderabad, Mumbai, Pune & we are expanding fast across India.

Rupeek online gold loan company offers features like free 30-minutes service**, No Hidden Charges, and customized gold loan solutions.

This makes loan against gold much simpler. Our partner bank branches are present every 3kms, helping to bring the best gold loan solutions near you.

Our simple 4 step gold loan process

Step 1: Apply for a loan. Apply on the app or give us a call at 1800 419 8000 to schedule an appointment.
Step 2: Get your gold valued at home or a bank branch of your choice, with minimal documentation.
Step 3: Get money transferred to you.
Step 4: Gold gets stored at a partner bank near you.

With Rupeek's easy to use App, you can

- Apply for a Fresh gold loan or request Loan Transfer
- Compare & Select schemes based on our gold loan interest calculator
- Schedule loan disbursal at a convenient time & place
- Simple dashboard to keep track of your active loans
- Make Easy Online Repayments
- Schedule Release (At home delivery by Next Working Day!)
- Instant access to Rupeek’s customer support
- Refer friends and get up to Rs 5000/- Referral Bonus

Our Lending Partners
1. The Federal Bank Limited : https://www.federalbank.co.in/lending-partners
2. The South Indian Bank Limited : https://www.southindianbank.com/UserFiles/PressRelease/Press_Release_SIB_partners_with_Rupeek_for_online_gold_loan_services.pdf
3. Rupeek Capital Private Limited : https://rupeekcapital.com
4. Indian Bank Limited : https://www.indianbank.in/wp-content/uploads/2019/03/Indian-Bank-rolls-out-a-bouquet-of-digital-products-as-a-partof-Project-WAVE.pdf
5. NDX P2P Private Limited (Nbfc - P2P) : https://www.liquiloans.com/affiliates
6.Cholamandalam Investment And Finance Company Limited : https://www.cholamandalam.com/contact-us/lending-partners


Product details:

1. Gold Loan amount ranges from ₹ 20,000 to as per requirement/eligibility
2. Loan duration: 180 days to 365 days
3. Annual Gold Loan Interest rates (APR, Min to Max) : 8.88% - 24.00%
4. Processing Fee (Min to Max) : 0%-1%
5. Foreclosure Fee- Nil

Note: We do not provide any pay-day loans or loans with less than 61 day repayment period in accordance with Google Policy.

Representative Example:

Representative Example: If the loan amount is ₹100,000 and a customer from Mumbai selects Rupeek Rebate High Value scheme with interest rate 8.88% per annum; & if the customer pays only the interest every 30 days for the next 180 days, then the overall calculated interest payable would be ₹4440 only. A processing fee may be charged & would be 0.29% (Inclusive GST) of the loan amount & the amount of this fee would be ₹290. So, Total cost of the loan would be (Principal + Interest + Processing Fee): ₹1,04,730. The customers get the convenience to pay the principal balance anytime within 180 days tenure.

These numbers are indicative and subject to change according to the gold loan rate per gram. The final interest rate of the loan amount may vary from one customer to other depending on his chosen interest repayment pattern.

For complaints, write to [e-mail]

* T&C Apply. Available only in select geographies
** Indicative time measured for a loan of Rs 50,000 carried under controlled conditions. Subject to the necessary KYC and verification. T&C apply
Privacy Policy Link : https://rupeek.com/about/privacy

Ratings and reviews

"Do not trust this app. They provide incorrect information over the phone, but when you visit the bank, they ask for unnecessary documents and pressure you to open an account with a minimum balance of ₹5,000 or ₹10,000. If you express interest in a loan, multiple representatives will follow up, giving misleading details. I recommend choosing a different bank for a smoother and more transparent process."

"I also got trapped using this app. It has been almost a year since I have had a job. I requested them multiple times to give me some more time, and though they initially showed some sympathy, the next day, they increased the interest significantly. When I checked my payment option, I found it disabled, and they had added a huge amount in interest charges. They keep threatening me all the time, saying they will auction my belongings. Honestly, taking a loan from these small apps is not a good i

It's very genuine feedback trust me, don't even consider ruppek loan. The app will not work when you trying yo pay on time, they have tunned technically to increase the interest. If you call customer care also no use, I have complained many times. 1st thing withdraw the loan with ruppek and be safe. It's 100% genuine feedback from my side.